Credit Application Clerk/ Data Capturer

MCE Electric; Gauteng; On-site; ZAR 50 000 - 200 000; Full time

Job summary

A leading electrical services company in Gauteng is seeking a Credit Application Clerk to process and review credit applications. The ideal candidate will have strong attention to detail, excellent communication skills, and at least 1-2 years of experience in a credit or finance-related role. Proficiency in Microsoft Office, particularly Excel, is required. This role is essential in supporting efficient credit approval processes and ensuring compliance with internal policies.

Qualifications

• Strong attention to detail and accuracy.
• 1–2 years of experience in a credit or finance role.
• Ability to handle sensitive information confidentially.

Responsibilities

• Review incoming credit applications for completeness.
• Enter customer and application data into systems.
• Conduct credit checks using third-party agencies.
• Verify trade references and financial documents.
• Communicate with customers to request missing info.

Skills

Attention to detail

Organizational skills

Verbal communication

Written communication

Microsoft Office Suite proficiency

Knowledge of credit scoring systems

Education

Grade 12 Certificate or equivalent

Tertiary qualification in business or finance

Job description

We are looking for:

Credit Application Clerk is responsible for processing and reviewing credit applications from new and existing customers, ensuring that all required documentation is complete and accurate. This role involves data entry, credit checks, and coordination with internal departments to support efficient credit approval processes.

Knowledge and abilities:

• Strong attention to detail and accuracy.
• Good organizational and time-management skills.
• Excellent communication skills, both written and verbal.
• Proficient in Microsoft Office Suite (especially Excel).
• Familiarity with credit scoring systems and financial documentation is a plus.
• Ability to handle sensitive and confidential information with discretion.

Key Responsibilities:

• Review incoming credit applications for completeness and accuracy.
• Enter customer and application data into credit management systems.
• Conduct credit checks using third-party agencies or internal credit scoring tools.
• Verify trade references and financial documents as part of the credit assessment process.
• Communicate with customers to request missing information or clarify discrepancies.
• Maintain accurate and up-to-date records of all credit applications and related correspondence.
• Assist in evaluating customer creditworthiness and recommend credit limits.
• Work closely with Sales and Finance teams to facilitate smooth onboarding of new customers.
• Ensure compliance with internal credit policies and procedures.
• Generate routine reports on credit applications and status updates.

Boxes to tick:

• Grade 12 Certificate or equivalent.
• 1–2 years of experience in a credit, administrative, or finance-related role.
• Tertiary qualification in business, finance, or related field would be advantageous.