Credit Analyst : Mnc

Rmb - Rand Merchant Bank; Johannesburg; On-site; ZAR 300 000 - 420 000; Full time

Job summary

A leading financial services provider in Johannesburg is looking for an Entry-Level Credit Analyst. In this role, you will evaluate the risks of various financial deals, engage with clients, build financial models, and present findings to committees. The ideal candidate will have a CA (SA) or CFA with at least 2 years of experience in investment banking, strong analytical skills, and a self-starter attitude. This full-time position offers opportunities to innovate and network in a dynamic environment.

Benefits

Opportunities to network

Challenging work

Innovative environment

Qualifications

• At least 2 years credit analyst experience within Investment Banking.
• Strong work ethic with a self-starter attitude.
• Resilience and openness to feedback.

Responsibilities

• Unpack and evaluate the risk of debt and equity deals.
• Engage with clients and assess their business models.
• Build financial models and structure deals.

Skills

Credit analysis

Communication skills

Risk assessment

Financial modeling

Education

CA (SA) or CFA

Job description

Overview

Join to apply for the Credit Analyst : MNC role at RMB - Rand Merchant Bank

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage, strong ethics and philosophy of traditional values.

Innovative ideas, it's the magic of our people and culture that sets us apart.

Now, it's time to imagine your next move with South Africa's number one employer in Financial Services for

Job Overview

As a Credit Analyst (MNC) you will be responsible for unpacking and critically evaluating the risk of new and existing debt and equity deals across a broad range of geographies and industries.

You will engage with clients, interrogate business models, assess financial data, build models, structure deals, manage limits, and present findings to committees.

Responsibilities

• Unpack and critically think about the risk of new and existing debt and equity deals for clients across a broad range of geographies and industries
• Engaging with the client
• Interrogating a client's business model and identifying risks
• Assessing financial data put forward by the client
• Building a financial model to forecast performance or assessing a model put forward by the client or the client's advisors for accuracy and appropriateness
• Working alongside the deal to structure a deal in line with the risk philosophy of the bank
• Assessing and managing overall limits for a client in line with the bank's risk framework
• Putting forward a deal for recommendation after objectively assessing all the facts
• Taking ownership of the application which requires strong report writing skills
• Managing the timelines of a deal in line with the agreed-upon submission deadline
• Presenting a deal at committee and working together with the deal team to take questions and answers which require strong verbal skills, the ability to debate and manage differing views and ultimately influence and negotiate a good outcome for both the client and the bank
• Building and maintaining professional working relationships with all stakeholders, which includes working alongside experienced business and risk executives and acting as a bridge
• Adapting communication styles to meet the needs of different audiences
• Conflict management

Ideal Candidate

• CA (SA) or CFA with at least 2 years credit analyst experience within Investment Banking
• Strong work ethic with a self-starter attitude and a keenness to take ownership of the role's opportunities and personal development
• Resilience and openness to receiving and sharing feedback

Benefits

• Opportunities to network and collaborate
• Challenging work
• Opportunities to innovate

We Can Be a Match If You Are

• Curious & courageous – driven by a desire to learn and brave enough to take on challenges
• Obsessed with mastery – you know what it takes to become good at what you do and are constantly pushing yourself to do it

How To Apply

Apply now!

We look forward to engaging with you further.

Job Details

Applications will not be accepted on or after 25 Nov

Kindly submit applications ahead of the closing date indicated below.

19 / 11 / 25

All appointments will be made in line with FirstRand Group's Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities.

In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis.

The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Seniority Level

Entry level

Employment Type

Full-time

Job Function

Finance and Sales

Industry

Banking