Credit Analyst

Vital Element (Pty) Ltd; Umhlanga Rocks; On-site; ZAR 400 000 - 550 000; Full time

Job summary

A leading financial service provider in Umhlanga Rocks seeks a qualified financial analyst to develop and manage reporting models, provide analytical support, and analyze data trends. The ideal candidate holds a degree and has 2-5 years in data analytics and reporting. Responsibilities include preparing reports and leading credit strategy development.

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics or Business Science (Honours degree preferred).
• Proficiency in database management, SQL and other programming languages.
• Advanced Excel skills required.
• 2-5 years' experience in Data Analytics and Reporting.

Responsibilities

• Prepare and circulate all reports to relevant stakeholders in a timely manner.
• Lead the identification, development, implementation, and maintenance of new credit strategies and solutions.
• Analyse and report on key performance metrics in the Department.

Skills

Data Analytics

Credit Underwriting

SQL

Advanced Excel

Database management

Quantitative Analytics

End to end systems testing

Credit strategies

Credit solutions

Reporting models

Education

Bachelor's degree in Finance, Economics, Mathematics or Business Science

Job description

Suitably qualified incumbent from the Financial/Credit risk analytics sector required to develop, manage and monitor relevant reporting models, to provide advanced analytical support, to critically analyse and advise the department on data driven insights and trends, and create and maintain accurate data, dashboards, and management reports.

Permanent position reporting to the Credit Manager.

Responsibilities

• Prepare and circulate all reports to relevant stakeholders in a timely manner
• Lead the identification, development, implementation, and maintenance of new credit strategies and solutions
• Analyse and report on key performance metrics in the Department
• Evaluate operational processes and reporting to improve productivity, efficiency and profitability
• Prepare Ad-hoc projects and analytics
• Manage system/technical issues by logging service desk tickets with IT
• Track all system/policy/operational changes made
• Perform End to end systems testing
• Automate reports and processes

Requirements

• Bachelor's degree in Finance, Economics, Mathematics or Business Science (Honours degree preferred)
• Proficiency in database management, SQL and other programming languages
• Advanced Excel
• 2-5 years' experience in Data Analytics and Reporting
• Credit Underwriting (advantageous)
• Quantitative Analytics
• Ability to work with complex and large amounts of data
• Time management skills
• Communication skills
• Presentation skills

Desired Skills

• Data Analytics
• Credit Underwriting
• SQL
• Advanced Excel
• Database management
• Quantitative Analytics
• End to end systems testing
• Credit strategies
• Credit solutions
• Reporting models

Desired Work Experience

• 2 to 5 years Credit Management

Desired Qualification Level

• Degree