Credit Analyst

Dananda Talent; Randburg; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A recruitment agency is seeking a dynamic Credit Analyst to join their team in Randburg, South Africa. This onsite role involves engaging directly with entrepreneurs to evaluate lending opportunities and support SME growth through effective financial analysis. Ideal candidates will have an undergraduate degree in Commerce, Engineering, or PPE, along with excellent communication and analytical skills.

Qualifications

• Candidate should have an undergraduate degree in relevant fields.
• Experience in a family business is preferred.
• Ability to take initiative and learn quickly is essential.

Responsibilities

• Engage and interview entrepreneurs.
• Prepare credit papers for review.
• Conduct on-site evaluations.
• Perform ongoing risk management on funded SMEs.

Skills

Excellent communication skills

Analytical mind

Project management skills

Strong team player

Techno savvy

Education

Undergraduate Commerce or Engineering degree or PPE degree

Job description

Overview

Our client is looking for a dynamic Credit Analyst to join their team. The role is fully onsite and requires a professional who can engage directly with entrepreneurs, evaluate lending opportunities, and support SME growth through effective financial analysis.

Responsibilities

• Engage and interview the entrepreneurs
• Prepare credit papers for review
• Use inhouse and external rating agency credit rating tools and other economic indicators to supplement analysis
• Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee
• Oversee and evaluate these lending / investment decisions
• Conduct on-site evaluation missions
• Perform ongoing risk management activities on successfully funded SME's
• Promote and reinforce the role as the financier to SMEs, constantly improving relationships with entrepreneurs and potential partners

Qualifications & Experience

• Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree
• Worked in a family business
• Ability to take initiative, learn quickly and strive for results
• Excellent communication skills (verbal and written)
• Strong team player and motivator
• Analytical mind, organized, attention to details
• Project management skills
• Techno savvy

Application Requirements

• CV
• Cover / Motivation Letter