Credit Analyst

Firstrand; Pretoria; On-site; ZAR 300 000 - 450 000; Full time

Job summary

A leading financial institution in Pretoria is seeking a Credit Analyst to conduct credit assessments and make informed credit decisions. The ideal candidate will have a finance-related degree and 2 to 5 years of experience in a similar role. Join a dynamic team that values innovation and collaboration while adhering to stringent service standards. A rewarding career path awaits in a challenging and supportive environment.

Benefits

Opportunities to network and collaborate

A challenging working environment

Opportunities to innovate

Qualifications

• 2 to 5 years' experience in a related role.
• Adaptable, curious, and able to analyze complex data sets.
• Able to thrive in a collaborative environment.

Responsibilities

• Conduct credit assessments for home loan applications.
• Make informed credit decisions.
• Build and maintain relationships with internal partners.
• Ensure adherence to service guarantee times.
• Analyze the integrity of credit applications.

Skills

Credit assessments

Data analysis

Organizational skills

Relationship building

Problem-solving

Education

Matric

Degree in Finance/Accounting

Job description

Job DescriptionTo analyses credit data to estimate degree of risk in extending credit or lending money Consults with management to assist in corporate planningHello Future Credit AnalystWelcome to WesBank, the home of the #changeables.

We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.As part of our talent team in WB Dealer Sales; Northern Region, as a Team member of WB Dealer Sales, your role will be to analyses credit data to estimate degree of risk in extending credit or lending money and consult with management to assist in corporate planning.

Responsibilities

• Credit assessments of salaried home loans applications.
• Adhere to negotiated service levels and turnaround times in support of business strategy.
• Ability to effectively prioritise and organise workflow.
• Make informed credit decisions.
• Assist internal sales partners with credit decisions and application of the credit policy.
• Build and maintain relationships with internal business partners.
• Responsible for making credit decisions.
• Keep abreast with what's happening within the marketplace and more specifically with regards to process and credit policy.
• To facilitate and monitor adherence to service guarantee times.
• Resolve any credit issues and process problems / challenges with Payouts and other internal business partners.
• Escalate to manager any credit issues with products / processes / standards.
• Optimises work through the application of learning experiences.
• Engages in activities for own development.
• Ensures customer service solutions are aligned to the operational business plan.
• Develops and leverages cooperative credit risk stakeholder relationships and networks.
• Contributes to cost efficiencies.
• Contributes to teamwork.
• Ensures operational excellence through the delivery of work processes according to defined quality standards.
• Liaises with internal and external stakeholders and support functions.
• Analyses the integrity of credit applications.

Qualifications

• Minimum Qualification – Matric.
• Preferred Qualification – Degree in Finance, Accounting or any related field.
• Experience – 2 to 5 years' experience within the role.

Benefits

• Opportunities to network and collaborate.
• A challenging working environment.
• Opportunities to innovate.

Candidate Profile

• Adaptable and curious.
• Analyse complex data sets.
• Thrive in a collaborative environment.
• Apply now if you are interested in taking the next step.

We look forward to engaging with you. WesBank respects your privacy and will process the information you have provided to us in accordance with our privacy notice. This notice highlights what information we collect, why we collect it, how we use it, who we may disclose it to and your rights regarding personal information.

Job Details: Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 12/09/25. All appointments will be made in line with FirstRand Group's Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities.

In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis.

The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.