Credit Analyst

Pronel Personnel; Pietermaritzburg; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A recruitment agency based in Pietermaritzburg is seeking a highly analytical individual for a data analytics role. The successful candidate will develop and manage reporting models, provide analytical support, and enhance departmental performance through data-driven insights. A Bachelor's degree in Finance or related field and proficiency in SQL and advanced Excel are required. Experience in data analytics and reporting is essential.

Qualifications

• 2–5 years' experience in data analytics and reporting.
• Experience in credit underwriting will be advantageous.

Responsibilities

• Prepare and distribute accurate reports to stakeholders within set deadlines.
• Identify, develop, and implement new credit strategies and analytical solutions.
• Analyze and report on key performance metrics to support strategic decision-making.
• Evaluate operational processes and reporting systems to improve efficiency, productivity, and profitability.
• Support ad-hoc analytics projects and reporting requests.
• Log and track system or technical issues through the IT service desk.
• Monitor and document all system, policy, and operational changes.
• Conduct end-to-end system testing to ensure accuracy and reliability.
• Automate reports and processes to optimize workflow.

Skills

Database management

SQL

Advanced Microsoft Excel

Quantitative Analytics

Education

Bachelor's degree in Finance, Economics, Mathematics, Business Science, or related field

Honours degree in related discipline

Job description

An exciting opportunity exists for a highly analytical and detail-oriented individual to develop, manage, and monitor reporting models, provide advanced analytical support, and offer data-driven insights and recommendations to enhance departmental performance.

The successful candidate will be responsible for creating and maintaining accurate data sets, dashboards, and management reports while ensuring continuous process improvement through automation and analysis.

Key Responsibilities

• Prepare and distribute accurate reports to relevant stakeholders within set deadlines.
• Identify, develop, and implement new credit strategies and analytical solutions.
• Analyze and report on key performance metrics to support strategic decision‑making.
• Evaluate operational processes and reporting systems to improve efficiency, productivity, and profitability.
• Support ad‑hoc analytics projects and reporting requests.
• Log and track system or technical issues through the IT service desk.
• Monitor and document all system, policy, and operational changes.
• Conduct end‑to‑end system testing to ensure accuracy and reliability.
• Automate reports and processes to optimize workflow.

Minimum Requirements

• Bachelor's degree in Finance, Economics, Mathematics, Business Science, or a related field.
• Honours degree in one of the above disciplines will be an advantage.
• Proficiency in database management, SQL, and other relevant programming languages.
• Advanced Microsoft Excel skills.
• 2–5 years' experience in data analytics and reporting.
• Experience in credit underwriting will be advantageous.

Technical Skills

• SQL
• Advanced Excel
• Quantitative Analytics
• Ability to manage and interpret complex data sets