Credit Analyst

Dananda Talent; Gauteng; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A dynamic recruitment agency in Gauteng is seeking a Credit Analyst to join the team. The successful candidate will engage directly with entrepreneurs, evaluate lending opportunities, and support SME growth through effective financial analysis. Candidates should possess a Commerce or Engineering degree and excellent communication skills, with experience in family business being advantageous. This is a fully onsite role.

Qualifications

• Worked in a family business.
• Ability to take initiative, learn quickly and strive for results.
• Strong team player and motivator.
• Organized with attention to detail.

Responsibilities

• Engage and interview the entrepreneurs.
• Prepare credit papers for review.
• Conduct on-site evaluation missions.
• Perform ongoing risk management activities.

Skills

Excellent communication skills (verbal and written)

Analytical mind

Project management skills

Tech-savvy

Education

Undergraduate Commerce or Engineering degree

Politics, Philosophy and Economics (PPE) degree

Job description

Overview

Our client is looking for a dynamic Credit Analyst to join their team.

The role is fully onsite and requires a professional who can engage directly with entrepreneurs, evaluate lending opportunities, and support SME growth through effective financial analysis.

Responsibilities

• Engage and interview the entrepreneurs
• Prepare credit papers for review
• Use inhouse and external rating agency credit rating tools and other economic indicators to supplement analysis
• Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee
• Oversee and evaluate these lending / investment decisions
• Conduct on-site evaluation missions
• Perform ongoing risk management activities on successfully funded SME's
• Promote and reinforce the role as the financier to SMEs, constantly improving relationships with entrepreneurs and potential partners

Qualifications & Experience

• Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree
• Worked in a family business
• Ability to take initiative, learn quickly and strive for results
• Excellent communication skills (verbal and written)
• Strong team player and motivator
• Analytical mind, organized, attention to details
• Project management skills
• Techno savvy

Application Requirements

• CV
• Cover / Motivation Letter