Credit Admin Loan Administrator

Bank of China Limited Johannesburg Branch; Sandton; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A major financial institution in Sandton, South Africa, is looking for a Credit Administrator to manage security and collateral for loans. The ideal candidate will have a relevant Bachelor's degree and 3-5 years of experience in credit, preferably within banking. Proficiency in English is required, and Mandarin is an advantage. The role includes intensive documentation management and regulatory reporting responsibilities.

Qualifications

• Minimum of 3 - 5 years’ experience in credit.
• Banking experience preferred.
• Knowledge of South African Company Act, Banks Act, Basel III, etc.

Responsibilities

• Responsible for security and collateral management of syndication and bilateral loans.
• Manage archive and safekeeping of documentation.
• Review loan utilization requests on syndication and bilateral loans.
• Preparation/review of facility agreements.
• Liaise with external law firms on collateral.
• Manage reporting on regulatory reports.
• All aspects of credit administration.

Skills

Credit administration

Regulatory reporting

Proficiency in MS Office

Fluent in English

Mandarin speaking

Education

Relevant Bachelor's degree (B.Com / Finance)

Job description

Responsibilities

• Responsible for security and collateral management of syndication and bilateral loans. This includes both physical documentation and electronic agreement format.
• Manage the archive and safekeeping of security/collateral level original documentation and electronic documentation, facility agreements and working documentation files.
• Responsible for reviewing loan utilization requests on syndication and bilateral loans and make sure in line with Credit approval.
• Preparation / review of facility agreements under syndication and bilateral loans.
• Liaise with external law firms on security and collateral.
• Manage reporting on Regulatory reports (HLAMDA, NCR, and SACCRA)
• All aspects of credit administration in the Risk Management Department.
• Ad hoc duties based on management requirements.

Requirements

• Relevant Bachelor’s degree, B.Com / Finance
• Minimum of 3 - 5 years’ experience in credit
• Banking experience preferred
• Proficient in English, Mandarin speaking added advantage.
• Proficient with MS Office (Word & Excel)
• Knowledge of South African Company Act, Banks Act, Basel III, etc.