Compliance Officer (Remittance / Fintech / Remote)

Black Pen Recruitment; Remote; ZAR 300 000 - 400 000; Full time

Job summary

A fast-growing technology company is seeking a motivated Compliance Officer to support their compliance operations. This remote position requires 5+ years of compliance experience in fintech, hands-on KYC onboarding experience, and strong communication skills. The role includes supporting the MLRO, conducting customer due diligence, and maintaining compliance policies. The ideal candidate is detail-oriented and proactive, with opportunities for growth in a collaborative, international team environment.

Qualifications

• 5+ years of compliance experience, ideally in fintech or remittances.
• Hands-on experience with KYC onboarding and transaction monitoring systems.
• Proactive mindset with a willingness to learn.

Responsibilities

• Support the MLRO in compliance oversight.
• Conduct customer due diligence and enhanced due diligence checks.
• Perform transaction monitoring and escalate suspicious activities.
• Assist with internal compliance reporting and regulator requests.

Skills

Compliance experience in fintech

KYC onboarding experience

Strong communication skills

Detail-oriented and organized

Education

Degree in Law, Business, or related field

ACAMS certification

Job description

About the job Compliance Officer (Remittance/Fintech/Remote)

Our client is a fast-growing technology company offering innovative cross-border and liquiditysolutions. With regulatory compliance at the core of their business, they are seeking a motivatedand detail-oriented Compliance Officer to support their UK Money Laundering Reporting Officer (MLRO).

Role Overview

As a Senior Compliance Officer, you will play a key role in safeguarding the business againstfinancial crime and ensuring regulatory compliance. You will act as the MLRO’s right-handperson, responsible for day-to-day compliance operations, including customer onboarding, KYC checks, and transaction monitoring.

This is an excellent opportunity for someone with 3-5 years’ compliance experience who iseager to take on more responsibility within a fintech environment, and ultimately lead a Compliance team

Job Type: Full Time/Permanent

Workplace: Remote

Requirements

• 5+ years of compliance experience, ideally in fintech, remittances, or financial services.
• Hands-on experience with KYC onboarding and transaction monitoring systems.
• Detail-oriented, organised, and able to handle multiple priorities.
• Strong written and verbal communication skills.
• Proactive mindset with a willingness to learn and grow within the role.

Nice to have

• ACAMS certification (Certified Anti-Money Laundering Specialist)
• Degree in Law, Business, or a related field
• In-depth knowledge of UK Anti-Money Laundering (AML) frameworks
• Strong understanding of UK AML regulations and FCA requirements.

Responsibilities

• Support the MLRO in all aspects of compliance oversight.
• Carry out customer due diligence (CDD) and enhanced due diligence (EDD) checks for onboarding from time
• Support responses to RFI’s from banking partners
• Perform ongoing KYC reviews and ensure customer records remain up-to-date
• Conduct transaction monitoring, escalate suspicious activity, and assist with SAR preparation.
• Assist with internal compliance reporting, audit preparation, and regulator requests.
• Help maintain and update compliance policies and procedures in line with UK regulations.
• Provide first-line compliance support to internal teams, ensuring queries are resolved promptly.
• Stay informed on regulatory developments affecting the fintech and payments industry.
• Opportunity to grow into a more senior compliance role.
• Exposure to an international fintech environment - they have offices in Ghana, Nigeria, US, Hong Kong, Canada, Cameroon and Egypt
• Supportive and collaborative team culture.