Cia (Credit Client Experience Specialist)

Capitec Bank; Stellenbosch; On-site; ZAR 300 000 - 500 000; Full time

Job summary

A leading banking institution in South Africa is seeking individuals for a role focused on optimizing credit intelligence performance. The successful candidate will conduct complex quantitative data analysis to minimize credit risk and support business decisions. A bachelor's degree in Finance or Statistics and 2-4 years of retail credit analysis experience are required. This role offers an opportunity to work with senior team members in statistical model development.

Qualifications

• 2-4 years’ experience in retail credit analysis, including SQL programming.
• Experience in diagnostic analytics, statistical modelling, and data visualisation.

Responsibilities

• Conduct complex quantitative data analysis to inform business decisions.
• Propose and execute solutions based on analytical outputs.
• Work with senior team members to build statistical models for credit decisions.

Skills

Retail credit analysis

SQL programming

Diagnostic analytics

Statistical modelling

Data visualisation

Education

Bachelor's Degree in Finance or Statistics

Relevant post-graduate qualification in Finance or Statistics

Job description

Apply by:

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1.To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

To optimise credit intelligence performance, and minimise credit risk through:

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.
  

Experience

Minimum:

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Ideal:

• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge

N/A

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.