CIA (Credit Client Experience Specialist)

Capitec; Stellenbosch; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A leading financial institution in Stellenbosch seeks a Credit Analyst to optimize credit intelligence performance. You will conduct complex data analysis, propose statistical models, and collaborate with senior team members. Ideal candidates have a Bachelor's Degree in Finance or Statistics and 2-4 years of credit analysis experience, particularly with SQL programming. Strong communication and presentation skills are essential.

Qualifications

• 2-4 years’ experience in retail credit analysis, including SQL programming.
• Experience in diagnostic analytics, statistical modelling, and data visualisation.
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis.

Responsibilities

• Conduct complex quantitative data analysis to inform business decisions.
• Propose solutions based on analytical outputs.
• Work with senior team members to build statistical models for credit decisions.

Skills

Communications Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Relevant post-graduate qualification in Finance or Statistics

Tools

SQL

Job description

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Purpose Statement

To optimise credit intelligence performance, and minimise credit risk through:

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

Minimum

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).

Ideal

• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal Or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.