Chief Insurance Underwriting Officer - Hybrid Role

Fnb South Africa; Gauteng; Hybrid; ZAR 4,000,000 - 6,000,000; Full time

Job summary

FNB South Africa in Sandton is seeking a strategic Chief Insurance Underwriting Officer to lead the underwriting division. This executive role focuses on setting underwriting strategy, driving profitable growth, and shaping risk appetite within a high‑performing insurance group.

You will oversee underwriting policy, guide portfolio management, and partner with brokers and reinsurers while mentoring a senior team.

Qualifications

• 10+ years of senior underwriting leadership experience.
• Master's degree in business admin, finance, risk mgmt, or related field; MBA preferred.
• Proven track record of managing complex underwriting operations and financial targets.
• Deep knowledge of multiple insurance lines.

Responsibilities

• Define underwriting strategy and philosophy for the organization.
• Establish and manage the risk appetite framework.
• Oversee underwriting policy, guidelines, and procedures.
• Drive profitable growth through portfolio optimization.
• Develop and maintain relationships with brokers, reinsurers, and partners.
• Lead, mentor, and develop a high-performing underwriting team.
• Ensure regulatory compliance and internal controls.
• Monitor market trends and inform strategic decisions.
• Collaborate with executive leadership to align underwriting with business objectives.
• Drive innovation in underwriting practices and leverage technology.

Skills

Strategic leadership

Risk management

Underwriting strategy

Portfolio management

Stakeholder relationship management

People leadership

Education

Master's degree in business administration, finance, risk management, or related field

Job description

FNB South Africa in Sandton is seeking a strategic Chief Insurance Underwriting Officer to lead the underwriting division. This executive role focuses on setting underwriting strategy, driving profitable growth, and shaping risk appetite within a high‑performing insurance group.

You will oversee underwriting policy, guide portfolio management, and partner with brokers and reinsurers while mentoring a senior team.