Chief Finance Officer

Outsourced CFO; Johannesburg; On-site; ZAR 1,200,000 - 1,800,000; Full time

Job summary

A financial services consulting firm in Johannesburg is seeking an experienced Interim CFO to oversee all financial aspects of the business. The role involves ensuring stability, compliance, and the delivery of strategic financial insights. The ideal candidate should have over 10 years of experience in a finance leadership role and possess strong skills in risk management and financial strategy. This full-time, temporary position offers a commitment of 3-6 months with potential for permanent placement.

Qualifications

• Minimum 10 years of experience as a CFO or senior finance leader.
• Strong financial modelling skills and experience in Fintech.
• Proven leader in high-growth settings with strategic vision.

Responsibilities

• Oversee all financial aspects and provide strategic guidance.
• Develop and execute a comprehensive financial strategy.
• Lead and mentor the finance team towards innovation.

Skills

Financial Strategy

Risk Management

Leadership

Data-Driven Decision Making

Stakeholder Engagement

Education

CA(SA)

Tools

QuickBooks

Job description

Our client in the tech space is seeking an Interim CFO to report directly to the CEO and step into a critical leadership role. You will oversee all financial aspects of the business providing strategic guidance ensuring stability and compliance and delivering data-driven insights to support both immediate priorities and long-term growth. The CFO will also play a key role in risk management and contribute to the company s ongoing transformation and innovation efforts.

This is a full-time temporary position based in Sandton with a minimum of 3-6 months commitment with possibility of being considered for permanent placement.

Key Responsibilities :

Leadership and Strategy

• Insight-Driven Leadership
• Utilize data-driven insights to make informed financial decisions and provide actionable recommendations to the CEO and the Board.
• Monitor key financial metrics identify trends and proactively address financial challenges and opportunities.
• Strategic Financial Planning
• Develop and execute a comprehensive financial strategy aligned with the company s mission and objectives
• Collaborate with the executive team to set financial goals and objectives ensuring alignment with the companys vision.
• Balancing Short-Term and Long-Term Value
• Manage short-term financial requirements while strategically planning for long-term financial sustainability and growth.
• Implement financial strategies that balance immediate needs with long-term value creation.

Risk Management and Compliance

Set the risk appetite for the business and establish risk management frameworks.

Monitor and mitigate financial risks ensuring compliance with regulatory requirements.

Transformation and Innovation

Lead and mentor the finance team fostering a culture of innovation accountability and continuous improvement.

Drive transformational change within the finance department and contribute to the companys overall digital transformation journey.

Payments and Financial Operations

Financial Strategy for Payments

Develop and implement financial strategies specific to the payments industry.

Optimize transaction processing costs manage interchange fees and explore new revenue streams within the payment ecosystem.

Payment Processing Oversight

Oversee the financial aspects of payment processing

Ensure the security and compliance of payment transactions monitor chargebacks and collaborate with payment processors

Compliance and Regulatory Management

Stay updated on payment industry regulations and compliance requirements (e.g. PCI DSS)

Ensure the companys adherence to these standards and manage regulatory fillings and audits related to financial operations

Treasury Management

Manage the companys liquidity optimize cash flow and oversee treasury functions including cash management investments and working capital

Maintain relationships with banks and financial institutions to secure favorable terms for banking services

Financial Reporting and Analysis

Prepare accurate and timely financial reports including income statements balance sheets cash flow statements and financial forecasts.

Conduct in-depth financial analysis to identify trends opportunities and potential risks within the payment business.

Mergers & Acquisitions

Evaluate potential M&A opportunities within the payments sector.

Lead financial negotiations and post-acquisition financial management.

Payment Technology Investment

Assess and recommend investments in payment technologies

Evaluate the ROI of technology investments and their impact on the companys financial performance within the payments domain.

Cost Management

Implement cost-control measures and strategies to optimize operational expenses within the payment processing ecosystem.

Identify opportunities for cost reduction and efficiency improvements in payment processing.

Investor Relations and Stakeholder Engagement

Capital Planning and Funding

Develop capital allocation strategies manage capital budgets and explore funding options for expansion and growth initiatives in the payments sector.

Investor Relations

Engage with investors and financial analysts to communicate the companys financial performance strategies and growth prospects.

Participate in earnings calls and investor presentations.

Board and Stakeholder Engagement

Present financial reports and strategies to the board of directors.

Collaborate with other executives to align financial goals with the companys overall mission including payment-related initiatives.

Business Continuity and Disaster Recovery Planning

Develop and maintain plans to ensure uninterrupted payment processing and financial operations in case of disruptions or disasters recognizing the critical nature of payment services.

Requirements

Qualified CA(SA) or equivalent with strong financial modelling skills and deep E2E finance operations expertise

Commercially minded with an investor s lens experienced in Fintech and payments across African markets

Deep understanding of payment infrastructure including PoS hardware SaaS platforms and value-added services

Proven leader in high-growth or turnaround settings with strong grasp of pricing models and outsourced services

Experience :

Proven CFO or senior finance leader with 10 years leading end-to-end finance functions

Strong track record in transformation automation data AI and building future-ready finance teams

Deep experience in financial controls restructuring pricing strategy and commercial negotiations

Strategic business partner with board-level influence and strong collaboration with C-suite sales product and commercial teams

Demonstrated success scaling businesses across African markets; retail and payments experience is a plus

Skills and Characteristics :

Transformational leader with strong gravitas strategic vision and executive team alignment

Proven people leader with a hands-on approach and ability to build and mentor high-performing finance teams

Strong ethical foundation interpersonal skills and cross-functional influence across diverse teams and regions

Commercially astute with a deep understanding of pricing negotiation and market dynamics

Future-focused mindset with passion for innovation automation and continuous improvement through data and tech

Strategic Financial Planning Data-Driven Decision Making Risk & Compliance Management Payments Industry Expertise Treasury & Cash Flow Management Transformation & Change Leadership Financial Reporting & Analysis Mergers & Acquisitions (M&A) Investor & Board Engagement Team Leadership & Development

Education

CA(SA)

Key Skills

Loan Processing,Fiscal Management,Accounting Software,Financial Services,Financial Concepts,Financial Report Writing,QuickBooks,Accounting,Agriculture,Financial Analysis,Budgeting,Financial Management

Employment Type : Full Time

Experience : years

Vacancy : 1