Business Manager (Agric) Graduate: Commercial Banking 1 1

nedbank; South Africa; Hybrid; ZAR 200 000 - 300 000; Full time

Job summary

A leading South African bank is seeking dynamic graduates for its Business Manager Graduate: Agric/Commercial Banking Programme. This role focuses on developing future leaders by providing training and hands-on experience in managing commercial client portfolios. Responsibilities include acquiring new clients, serving as trusted advisors, and conducting financial analysis. Candidates should have an honours degree in Agriculture with a minimum average score of 60%. This role offers a chance to impact the banking industry significantly while being part of a visionary team.

Qualifications

• Must have completed an NQF Level 8 in BCom Agriculture Economics (HONS) or BSC Agriculture (HONS).
• Candidates must hold an honours degree in Agriculture with an average score of 60% or above.

Responsibilities

• Acquire new commercial clients through strategic prospecting.
• Serve as trusted advisors to specialized industries.
• Stay informed about economic trends to add client value.
• Conduct in-depth financial needs analyses to identify cross-sell opportunities.
• Manage credit risk for the portfolio.

Skills

Communication strategies

Negotiation

Analyzing situations or data

Building relationships

Education

NQF Level 8 in BCom Agriculture Economics (HONS) or BSC Agriculture (HONS)

Job description

Business Manager (Agric) Graduate: Commercial Banking 1 1

Details

Location: National, ZA

Reference: 143261

Requisition and Specialist Recruiter Details

Requisition Number-143257

Closing Date - 17 December 2025

Job Family

• Sales and Service
• Relationship Management
• Manage Self: Professional (MSP)

FAIS Affected

• Yes

Job

Nedbank is seeking dynamic and ambitious graduates to join our Business Manager Graduate: Agric/Commercial Banking Programme. This programme is designed to develop future leaders in the banking industry by providing comprehensive training, exposure to various business functions, and hands‑on experience in managing commercial client portfolios.

Job Responsibilities

• Acquire new commercial clients with annual turnovers between R30m and R1b through strategic prospecting and networking, driving market share growth.
• Serve as trusted advisors to clients in specialized industries (e.g., Agriculture, Franchise, Fintech, Manufacturing) by continuously developing professionally and enhancing personal skills.
• Stay informed about the latest economic trends and developments (e.g., green energy, sustainable agriculture) and leverage this knowledge to add value to client engagements and identify opportunities.
• Identify acquisition opportunities through effective ecosystem analysis, unlocking value within the value chain.
• Generate revenue by implementing proactive cross‑sell strategies, utilizing specialized industry and banking knowledge, and managing key internal stakeholder relationships.
• Conduct in‑depth financial needs analyses to identify cross‑sell and up‑sell opportunities aligned with business goals.
• Perform regular reviews with clients to identify and unlock value‑added opportunities that contribute to client retention.
• Engage proactively with clients, adding value through tailored financial solutions.
• Develop and execute a client engagement plan to ensure frequent interactions with all clients, aligning with Nedbank’s growth objectives.
• Build trusting relationships through regular interactions with key decision‑makers within the allocated business portfolio.
• Earn client trust by being a reliable financial partner, providing advice, and offering honest, consistent feedback on financial requests.
• Act as a key interface for clients to the bank by maintaining a thorough knowledge of the bank’s products, services, and solutions, and coordinating with relevant stakeholders.
• Communicate client interaction feedback to internal stakeholders to address actionable items and take corrective action where necessary.
• Recommend tailor‑made solutions to meet clients’ needs by gaining an intimate understanding of their business and consulting with relevant stakeholders.
• Manage all business risks and ensure compliance by following regulatory requirements and the bank’s internal policies and procedures.
• Partner with the credit manager to manage the credit risk of the portfolio and minimize potential impairment risk.
• Prepare and present large and complex credit applications, incorporating specialized industry knowledge and core banking principles.
• Support the digitization of clients in line with the 4th Industrial Revolution dynamics.
• Drive client awareness and solutions for sustainable development goals in line with Nedbank’s purpose.

Qualifications

• Must have completed an NQF Level 8 in BCom Agriculture Economics (HONS) or BSC Agriculture (HONS).
• Candidates must hold an honours degree in Agriculture with an average score of 60% or above.

Type of Exposure

• Conducting root cause analysis
• Analyzing situations or data that requires an in‑depth evaluation of multiple factors
• Developing ways to minimize risks
• Influencing stakeholders to obtain buy‑in for concepts and ideas
• Working with a group to identify alternative solutions to a problem
• Interacting with diverse people
• Building and maintaining effective relationships with internal and external stakeholders
• Interacting with various levels of management
• Managing multiple project
• Working within a team

Technical / Professional Knowledge

• Communication strategies
• Negotiation
• Governance, Risk and Controls
• General Systems and software knowledge
• Interpretation of Financial Information
• Industry Specific Trends and Knowledge (i.e. Agri; Franchise; Fintech, Manufacturing)
• General Regulatory Knowledge
• Basic Knowledge of the preparation and presentation of credit applications aligned with credit risk assessment and asset pricing principles
• Business terms and definitions

Disclaimer

Preference will be given to candidates from the underrepresented groups

Nedbank Ltd Reg No 1951/000009/06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at [phone]