Business Financial Advisor

FirstRand Bank Limited; Polokwane; Vor Ort; ZAR 360.000 - 600.000; Vollzeit

Benefits dieser Stelle

Networking opportunities

Challenging environment

Innovative work opportunities

Zusammenfassung

FirstRand Group in Limpopo is seeking a motivated Business Financial Advisor to provide risk and investment guidance to clients via virtual channels and in-person at Polokwane offices. The role emphasizes delivering compliant financial advice and expanding client portfolios in the Limpopo region.

The incumbent will join a sales-focused team, ensure adherence to FAIS and FirstRand Product Matrix, and drive cross-sell opportunities while maintaining excellent client relationships.

Qualifikationen

• Relevant degree in financial planning and CFP designation preferred.
• RE 5 and other Long-Term Insurance subcategories are required by regulation.
• Credit record check under NCA will be conducted for applicants.

Aufgaben

• Achieve sales targets by advising on FirstRand investment and risk products.
• Identify new business opportunities and forward leads for cross-selling.
• Deliver financial advice to clients and grow personal portfolios.
• Ensure compliance with policies and regulatory requirements.

Kenntnisse

Sales experience

Client service

Negotiation

Portfolio mgmt

Stakeholder relations

Ausbildung

Relevant Degree in Financial Planning

CFP designation

RE 5

Jobbeschreibung

Job Description

To provide appropriate risk and investment advice for Clients through virtual channels. Adhering to FAIS Compliance requirements. Adhering to the FirstRand Product Matrix and Advice Philosophy. Hello Future, Business Financial Advisor (Polokwane), Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

About The Role

As a Business Financial Advisor, you’ll be part of a team of self‑motivated, sales team through the effective delivery of existing products and financial advisory solutions in the Limpopo region. Successful candidate will be based in Limpopo, at our Polokwane Offices.

Responsibilities

• Achieve previously determined sales targets across the business by identifying opportunities to advise on FirstRand investment and risk products.
• Identify new business opportunities that impact on the industry and record and forward these leads to the appropriate product house to ensure cross sell opportunities and to strengthen client relationships.
• Deliver exceptional Financial Advice to FNB Customers that exceeds customers’ expectations through proactive, innovative and appropriate solutions.
• Manage new clients, personal portfolios and identify specific needs and goals in respect of financial advice.
• Manage existing clients and grow portfolio through contacting customers, generating leads and managing the growth of active customer account base to increase client base.
• Ensure adherence to relevant processes and compliance to legislative and audit requirements.
• Manage high volume and less complex deals.
• Keep up to date with own area of expertise to develop and maintain own professional knowledge base in order to provide effective support and advice.

Requirements

• Relevant Degree in Financial Planning (Industry Related Degree. Preferably a CFP Designation (Certified Financial Planner). RE 5
• Must not be under supervision for the following subcategories:
• Long-Term Insurance subcategory A
• Long-Term Insurance subcategory B1
• Long-Term Insurance subcategory B2
• Long-Term Insurance subcategory B2 – A
• Long-Term Insurance subcategory B1 – A
• Structured Deposits
• Participatory Interest in Hedge Fund
• Long-Term Insurance subcategory C
• Retail Pension Benefits
• Pension Funds
• Benefit Shares
• Money Market Instruments
• Participatory Interests in a collective Investment Scheme
• Forex Investment
• Long-Term Deposits
• Short-Term Deposits +5 years’ experience in a similar environment
• Experience in writing Business Insurance policies Experience in sales, investment and risk acumen Experience within the Financial Services Sector Person must not be an unrehabilitated insolvent In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check

Benefits

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

Desired Attributes

• Strong sales and client service experience
• Ability to bring in new business and increase acquisition
• Strong credit experience and negotiation skills
• Build and maintain stakeholder relationships experience (any segment)
• Strong collaboration skills
• Exposure to dealing with juristic clients
• Portfolio management experience

All appointments will be made in line with FirstRand Group’s Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.