Business Banker: Merchant Services

Capitec Bank; Karoo Hoogland Local Municipality; On-site; ZAR 300 000 - 450 000; Full time

Job summary

A leading financial institution is seeking a Business Banker: Merchant Services to drive business growth by acquiring and onboarding new merchant clients. The ideal candidate has a Matric Certificate and a Bachelor's degree, with 2-3 years' experience in external sales and a strong track record in client acquisition and financial sales. This role requires excellent communication and negotiation skills to meet the needs of the merchant segment while fostering long-lasting client relationships. Competitive package and strong growth opportunities are offered.

Benefits

Employee benefits

Growth opportunities

Diversity and inclusion initiatives

Qualifications

• Minimum 2–3 years’ proven experience in external sales environment.
• Proven track record in sales of financial products.
• Experience with SME banking needs and tailored financial solutions.

Responsibilities

• Identify, acquire, and onboard new merchant clients.
• Deliver tailored financial solutions to clients.
• Drive business growth in a fast-paced environment.

Skills

Client acquisition

Sales and negotiation

Relationship management

Communication skills

Commercial acumen

Education

Matric Certificate (Grade 12)

Bachelor’s Degree in Commerce or Marketing

Tools

Merchant service platforms

Payment processing systems

Point-of-sale solutions

Job description

Apply by

Apply by:

Overview

We are a bank, but we’re much more than that. Banking is about enabling people to control their financial lives through simplified, accessible, affordable banking delivered through a personal experience.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the client first, act with energy and take ownership. Our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities and employee benefits and savings.

About the role

As a Business Banker: Merchant Services you will play a pivotal role in driving business growth by identifying, acquiring, and onboarding new merchant clients. This role requires a proactive and client-focused individual who thrives in a fast‑paced environment and is passionate about delivering tailored financial solutions.

Our ideal candidate has

• A minimum Matric Certificate qualification (Grade 12) and ideally a Bachelor’s Degree in Commerce or Marketing
• 2–3 years’ proven experience in external sales environment with responsibility for, or exposure to cross selling and upselling
• Proven track record in client acquisition, relationship management, and sales of financial products
• Experience working with merchant service platforms, point‑of‑sale solutions, or payment processing systems
• Familiarity with SME banking needs, including tailored financial solutions and risk assessment
• Strong commercial acumen and ability to identify growth opportunities within the merchant segment
• Excellent communication and negotiation skills, with the ability to engage stakeholders at all levels

Knowledge

Minimum:

• Commercial, economic, SME landscape
• Sales and sales optimisation techniques & principles
• Commercial/business know how (how businesses work.)
• Client relationship management principles
• Engagement/conflict management practices
• Performance culture

Ideal:

• Knowledge and understanding of: Business banking landscape, product knowledge
• Payment solutions environment (merchant services)
• POS solutions
• Capitec Bank acquiring product knowledge

Conditions of employment

• Clear criminal record
• A valid driver’s licence and own vehicle is an inherent operational requirement of the job

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.