Business Analyst

Samaha Consulting; Johannesburg; On-site; ZAR 900,000 - 1,500,000; Full time

Job summary

Samaha Consulting in Sandton (Johannesburg) is seeking a Technical Business Analyst with 7+ years of experience in credit decisioning, lending systems, and banking technology to bridge business, risk, credit, operations and technology teams and automate origination, underwriting and decisioning processes.

The ideal candidate will have hands-on API integrations, data mapping, and system analysis experience, can create API specs and integration mappings, and will document data flows.

Qualifications

• 7+ years of experience as Technical Business Analyst in banking domain.
• Hands-on API integrations, decision engines, data mapping and system analysis.

Responsibilities

• Gather, analyze, and document business, functional, and non-functional requirements.
• Conduct workshops with Credit Risk, Underwriting, Operations, Product, and Technology stakeholders.
• Translate business requirements into user stories, BRDs, FRDs, and technical specifications.
• Analyze existing credit decisioning workflows and identify opportunities for automation and optimization.
• Support design and implementation of credit policies, scorecards, and decision rules.
• Create API specifications and integration mappings.
• Document data flows, field mappings, and validation rules.
• Work with architects and engineers to design scalable solutions.
• Support SIT, UAT and production validation activities.

Skills

SQL

API integrations

Credit decisioning

Lending systems

Banking technology

Data mapping

System analysis

Stakeholder workshops

Job description

Job Title: Technical Business Analyst – SQL & API & Banking Experience is Must

Location: Sandton[Work from office Must daily, 8 hours must be in office]

Domain: Banking

Role Overview

We are seeking a highly skilled 7 + Years of Technical Business Analyst with expertise in Credit Decisioning, Lending Systems, and Banking Technology. The successful candidate will act as the bridge between business, risk, credit, operations, and technology teams to deliver solutions that automate and optimize credit origination, underwriting, and decisioning processes.

The ideal candidate should possess a strong understanding of lending and credit risk processes, combined with hands‑on experience in API integrations, decision engines, data mapping, and system analysis.

________________________________________

Key Responsibilities

Business & Functional Analysis

• Gather, analyze, and document business, functional, and non-functional requirements.
• Conduct workshops with Credit Risk, Underwriting, Operations, Product, and Technology stakeholders.
• Translate business requirements into user stories, process flows, BRDs, FRDs, and technical specifications.
• Analyze existing credit decisioning workflows and identify opportunities for automation and optimization.
• Support the design and implementation of credit policies, scorecards, and decision rules.

Technical Analysis

• Perform system analysis and define integration requirements across multiple banking platforms.
• Create API specifications and integration mappings.
• Document data flows, field mappings, and validation rules.
• Work closely with solution architects and engineering teams to design scalable solutions.
• Support microservices and event‑driven architectures where applicable.
• Analyze source‑to‑target data mappings and data transformation requirements.

Data & Reporting

• Execute SQL queries for data analysis and validation.
• Support data quality initiatives and reconciliation exercises.
• Analyze credit decision outcomes and operational performance metrics.
• Assist in reporting and dashboard requirements related to approval rates, risk metrics, and turnaround times.

Testing & Delivery

• Develop detailed acceptance criteria and test scenarios.
• Support SIT, UAT, and production validation activities.
• Perform defect triage and root‑cause analysis.
• Ensure delivered solutions align with business, compliance, and risk requirements.