BUSINESS ANALYST

Henred Fruehauf; Bloemfontein; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading asset finance company in Bloemfontein is seeking a candidate to evaluate and process asset finance applications. The role includes analyzing financial statements, conducting risk assessments, and preparing credit transactions. Ideal applicants should have a valid Grade 12 certificate, relevant accreditations, and experience in customer service roles. Strong communication and organizational skills are critical in this fast-paced environment.

Qualifications

• Valid Grade 12 certificate required.
• Completed or partially completed bachelor's degree in accounting or finance is preferable.
• Experience in a similar role with a customer service focus.

Responsibilities

• Evaluate and process asset finance applications.
• Perform detailed analysis of financial statements.
• Conduct risk assessments to support credit decisions.

Skills

Customer service focus

Good communication

Team player

Strong administrative skills

Ability to work under pressure

Bilingual

Education

Valid Grade 12 certificate

RE accreditation

NCA accreditation

NQF 5

Bachelor’s degree in accounting or finance (completed or partial)

Job description

Responsibilities

• Evaluate and process asset finance applications, ensuring accuracy, compliance, and alignment with company credit policies.
• Perform detailed analysis of financial statements, with a strong focus on financial ratios, cash flow trends, and overall financial stability.
• Conduct risk assessments and implement risk procurement measures to support sound credit decisions and mitigate exposure.
• Prepare and conclude credit transactions, making informed recommendations to major financial institutions and stakeholders.
• Collaborate closely with BDOs to achieve sales targets, fee income goals, and optimal yield, by delivering effective credit support.
• Assist BDOs in the preparation and submission of high-quality case presentations to ensure strong approval potential and efficient turnaround times.

Requirements

• Valid Grade 12 certificate
• Advantageous legislative requirements
• NQF 5
• RE accreditation
• NCA accreditation
• Completed or partially completed bachelor’s degree in accounting or finance
• Experience in a similar role with a customer service focus
• Good communicator and team player
• Hard worker and must be able to perform under pressure
• Ability to work neatly, accurately and in an organized manner
• Bilingual (advantageous)
• Strong Administrative Skills and deadline driven.