BCA Credit Analyst — Fintech Underwriting & Impact

Lulalend; Cape Town; On-site; ZAR 300 000 - 500 000; Full time

Job summary

A financial technology company in Cape Town is seeking a Business Cash Advance Credit Analyst to enhance their credit underwriting team. Responsibilities include processing credit applications, analyzing financial data, and managing risk documentation. Ideal candidates possess a Matric certificate, strong numeracy skills, and attention to detail. This role emphasizes proactive solutions and relationship-building in a fast-paced environment. Join a company dedicated to optimizing approval processes while exceeding customer expectations.

Qualifications

• Previous experience in Commercial or SME credit is ideal.
• Exceptional attention to detail while maintaining a fast-paced, efficient workflow.
• Ability to drive change and implement improvements.

Responsibilities

• Engage with clients to verify financial transactions and business performance.
• Analyse credit and financial data to determine risk levels.
• Prepare detailed credit memos and risk notes.
• Evaluate and approve credit applications within limits.
• Coordinate to resolve merchant-related issues.

Skills

Attention to detail

Strong numeracy skills

Interpersonal and communication skills

Education

Matric certificate

Degree in Finance, Accounting, Economics, or Business

Job description

A financial technology company in Cape Town is seeking a Business Cash Advance Credit Analyst to enhance their credit underwriting team. Responsibilities include processing credit applications, analyzing financial data, and managing risk documentation. Ideal candidates possess a Matric certificate, strong numeracy skills, and attention to detail. This role emphasizes proactive solutions and relationship-building in a fast-paced environment. Join a company dedicated to optimizing approval processes while exceeding customer expectations.