AVP, Acquisition Risk Infrastructure (L10)

Synchrony; South Africa; Hybrid; ZAR 400 000 - 500 000; Full time

Job summary

A leading financial services company in South Africa seeks an AVP, Acquisition Risk Infrastructure to drive strategic projects, manage cross-functional teams, and develop automation solutions within the credit lifecycle. The ideal candidate will hold a degree and possess significant experience in credit or decision engines, along with proficiency in SAS, SQL, or Python. This position offers flexibility in work hours and excellent growth opportunities, catering to business needs across global teams.

Benefits

Flexibility and choice in working hours

Career advancement opportunities

Comprehensive employee benefits

Qualifications

• 4+ years of credit experience or 6+ years in Decision/Rules engine experience.
• Hands-on experience with FicoDMP or OpenL.
• Proficiency in SAS & SQL or Python for data querying.

Responsibilities

• Oversee implementation of rule engine modifications.
• Manage multiple projects with cross-functional teams.
• Develop automation solutions for processes.

Skills

Credit experience

Decision/Rules engine experience

SAS & SQL or Python proficiency

Interpersonal skills

Technical communication

Education

Bachelor's degree

Tools

FicoDMP

SAS GRID

Jira

R/Tableau

Job description

AVP, Acquisition Risk Infrastructure (L10)

Company Overview

Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more.

• We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies.
• We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being.
• We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles.

Organizational Overview

Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviours. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives.

Role Summary/Purpose

As an AVP, Acquisition Risk Infrastructure, Acquisitions Infrastructure team, you will have the opportunity to work on major business initiatives that contribute to SYF’s growth and productivity objectives. In this role, you will have the responsibility of managing and Hands-on on multiple Acquisitions strategy implementation assignments supporting the Acquisition function & will work directly with the business, IT and strategy teams in catering to the end-to-end implementation needs.

Key Responsibilities

• Oversee the flawless implementation of all rule engine modifications, ensuring robust controls and governance while adhering to timely deliverables without fail.
• Manage multiple projects by coordinating with cross-functional teams to guarantee seamless execution.
• Engage in strategic discussions and contribute to enhancements in process automation and efficiency.
• Serve as a liaison between technical teams, Strategy Development, and Strategy Delivery.
• Assist the operational credit team in addressing internal and external audit inquiries.
• Develop automation solutions for various processes.
• Offer guidance and mentorship to analysts.
• Ensure adherence to six sigma principles in strategy development, implementation, and monitoring.
• Simultaneously handle several projects of differing complexity and duration.
• Actively manage initiatives to uphold stakeholder satisfaction and measure the benefits delivered by projects.

Required Skills/Knowledge

• Bachelor's degree with 4+ years of credit experience, or in lieu of a degree 6+ years of Decision/Rules engine experience in banking domain with SAS & SQL or Python experience.
• Handson experience with FicoDMP, OpenL, or any other Decision engine tools.
• Proficiency in SAS & SQL or Python for data querying and the creation of automated reports as needed for supplementary monitoring beyond business as usual (BAU).
• Excellent interpersonal and communication skills, with the capability to collaborate effectively with a diverse range of end users.
• Competence in conveying technical information clearly and effectively, both in writing and verbally.
• Demonstrate a thorough understanding of the acquisition lifecycle for credit cards, installment loans, and commercial cards.

Desired Skills/Knowledge

• 4+ years of hands-on experience in strategy changes in any of the rule engines preferably in Credit card or lending products.
• Work Experience in Sql, Oracle DB and its queries execution and in SAS GRID management.
• Experience in microservices, Java and REST API development.
>Understand requirements and create reports based on adhoc requests.
• Postman testing skills and Jira skills are good to have.
• R/Tableau etc. are good to have.
• Strategic thinker; innovative problem solver; self-starter; team player.
• Experience with Automation of Processes within the Acquisition lifecycle would be added advantage.

Eligibility Criteria

Bachelor's degree with 4+ years of credit experience, or in lieu of a degree 6+ years of Decision/Rules engine experience in banking domain with SAS & SQL or Python experience.

Work Timings

This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details.

For Internal Applicants

• Understand the criteria or mandatory skills required for the role, before applying.
• Inform your manager and HRM before applying for any role on Workday.
• Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format).
• Must not be any corrective action plan (First Formal/Final Formal, LPP).
• L8+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible.
• L08+ Employees can apply.

Grade/Level

10

Job Family Group

Credit