Associate TS Sales

Nedbank Private Wealth; Johannesburg; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A leading financial institution is looking for an individual to assist in executing complex transactions related to lending and transactional banking. The role includes preparing credit papers, reviewing legal documents, and maintaining stakeholder relationships. A minimum of 3-5 years of relevant experience and advanced qualifications in finance are required. This is a full-time position based in Johannesburg.

Qualifications

• 3-5 years relevant sector/industry experience preferred.
• Strong understanding of business terms and definitions.
• Ability to conduct historical financial analysis.

Responsibilities

• Assist in the preparation of credit papers for approval.
• Support external stakeholder relationships and meetings.
• Ensure high-quality credit papers are completed on time.

Skills

Data analysis

Communication

Project management principles

Financial Services knowledge

Education

Advanced Diplomas / National 1st Degrees

Relevant Honours, CA(SA), CFA

Tools

Microsoft Office

POS systems

Job description

Overview

Job Purpose

To assist the Principal in executing and implementing complex transactions with targeted clients of the bank related to short term lending, trade finance, asset-based finance, transactional banking and other structured transactions (non-vanilla lending).

Responsibilities

• Assist in the preparation of credit papers (EOIs, applications, memos, updates, reviews) by conducting historical financial analysis, working capital analysis and debt scoping with related commentary, industry & competitor analysis.
• Assist with the review of legal documents by ensuring alignment of approved terms sheets to draft legal agreements and incorporation of all other commercial terms in the legal documents.
• Assist in the preparation of Transactional Banking pricing scenarios on various pricing tools and completing pricing motivation papers for approval. This activity includes the preparation of Transactional Banking refund papers.
• Assist in the facilitation of the implementation handover of transactional banking products and services.
• Support the building and maintaining of external stakeholder relationships by setting up meetings, responding to clients on behalf of principals, drafting list of requirements from clients and taking notes in relevant forums.
• Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating sign-off and implementation of relevant transactions.
• Assist with industry and sector strategy analysis, budgets, new-to-bank entity research and preparation of proposals and term sheets to clients.
• Ensure completion of high-quality credit papers within specified timelines by planning, scheduling, researching and gathering information, managing own time, reviewing own work and preparing in advance.
• Support effective execution of transactions by applying skills in modelling, researching and analysing clients' financials and investment proposals.
• Meet performance targets by executing transactions in collaboration with internal and external stakeholders.
• Support the achievement of the business strategy objectives and values by reviewing Nedbank and Business Unit Plan.
• Identify training courses and career progression for self through input and feedback from management.
• Ensure all personal development plan activities are completed within the specified timeframe.

Essential Qualifications

NQF Level

Advanced Diplomas / National 1st Degrees

Preferred Qualification

Relevant Honours, CA(SA), CFA

Minimum Experience

3-5 years relevant sector / industry experience (Financial Services or other) would be preferable.

Technical / Professional Knowledge

• Business principles
• Business terms and definitions
• Business writing
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Microsoft Office
• Principles of project management
• Relevant regulatory knowledge
• Oral and written communication techniques

Behavioural Competencies

• Communication
• Continuous Learning
• Collaborating
• Stress Tolerance
• Quality Orientation
• Technical / Professional Knowledge and Skills

Employment Equity Statement

Preference will be given to individuals from underrepresented groups.

Additional Information

Please contact the Nedbank Recruiting Team at [appropriate contact information].

Key Skills

• Sales Experience
• Customer Service
• Organizational skills
• Communication skills
• Basic Math
• POS
• Retail Sales
• Merchandising
• Cash Handling
• Epic
• Planograms
• Stocking

Employment Type: Full Time

Experience: years

Vacancy: 1