Assistant: Branch Credit

KORAKHOA SOLUTIONS; Umhlanga Rocks; On-site; ZAR 400,000 - 560,000; Full time

Job summary

KORAKHOA SOLUTIONS in Umhlanga, South Africa, seeks an experienced credit professional to drive branch credit activities and grow client relationships. The role involves preparing credit proposals, processing files, and ensuring compliance with security documents while coordinating with risk and administration teams.

The ideal candidate will have strong analytical skills, attention to detail, and a proven track record in dealing with credit-related client matters and financial statement reviews.

Qualifications

• Minimum 5 years’ experience in credit-related client management.
• Experience analyzing financial statements.
• Ability to prepare credit proposals and liaise with risk/admin teams.

Responsibilities

• Proactively develop the bank’s business to achieve acquisition and revenue targets.
• Prepare Credit Proposals.
• Process Credit Files and branch memos; maintain files; complete security documents.
• Follow up for Company Financials and Insurance policies.
• Review Credit Limits; follow-up on overdue facilities.
• General Banking duties.
• Communicate with clients to write credit motivation/proposals; liaise with risk & admin.
• Maintain high attention to detail and strong organizational skills.
• Support branch credit activities as part of a team.

Skills

Credit analysis

Financial statement review

Client communication

Customer service

Attention to detail

Teamwork

Job description

Umhlanga, South Africa | Posted on 08/28/2026

We offer comprehensive services in Recruitment(Permanent, Temporary, Fixed-term Contracts), Payroll Administration, andLabour Relations.

Job Description

• Proactively develop the bank’s overall business to achieve acquisition and revenue targets, including
  
• Prepare Credit Proposals.
  
• Processing of Credit Files and all Branch memos, Maintaining of Credit Files, Completion of security documents for Credit Facilities sanctioned, Follow up for Company Financials, Insurance policies.
  
• Rate Clearance Certificates, Valuation Reports and Financial Rating.
  
• Reviewing Credit Limits, follow-up on overdue facilities.
  
• General Banking.
  
• Any other related responsibilities can be assigned to the employee as required.
  
• Be able to communicate with existing or prospective clients to write credit motivation / proposals as well as liaise with the Bank's internal credit risk & admin department.
  
• High attention to detail with strong organizational and administrative skills.
  
• Sound knowledge of financial statement review, valuation reports, and rate clearance certificates.
  
• Excellent communication and customer service abilities to handle client queries effectively.
  
• Strong teamwork, adaptability, and a proactive approach to supporting branch credit activities.
  

Requirements

Minimum of 5 years’ in dealing with clients for all credit related matters, including analyzing financial statements.