Assistant : Branch Credit

Hbz Bank Limited; Pietermaritzburg; On-site; ZAR 250 000 - 350 000; Full time

Job summary

A leading international bank in Pietermaritzburg is seeking a motivated Branch Credit Assistant. This role involves preparing and processing credit proposals, maintaining files, and answering client queries. The ideal candidate should hold a relevant Bachelor's degree and have a minimum of 2 years experience in a similar role, with strong attention to detail and excellent communication skills.

Qualifications

• Minimum of 2 years' experience in a similar role.
• Sound knowledge of financial statement review, valuation reports, and rate clearance certificates.

Responsibilities

• Prepare Credit Proposals.
• Process Credit Files and Branch memos.
• Maintain Credit Files.
• Complete security documents for Credit Facilities.
• Follow up for Company Financials and Insurance policies.
• Review Credit Limits and follow-up on overdue facilities.
• Answer client queries.
• General Banking.
• Perform other related responsibilities as required.

Skills

Attention to detail

Organisational skills

Excellent communication

Customer service

Teamwork

Adaptability

Proactive support

Education

BCom / Relevant Bachelor's Degree

Job description

Introduction

Join Our Team at HBZ Bank Limited HBZ Bank Limited is a leading international bank with over 50 years of consistent growth and service excellence.

In South Africa, we operate a strong national network of branches, with our Head Office located at the prestigious Umhlanga Arch in Durban, KwaZulu-Natal. We are currently seeking a motivated and detail-oriented individual to join our team as a Branch Credit Assistant at our Pietermaritzburg Branch.

Duties & Responsibilities

• Prepare Credit Proposals.
• Processing of Credit Files and all Branch memos.
• Maintaining of Credit Files.
• Completion of security documents for Credit Facilities sanctioned.
• Follow up for Company Financials, Insurance policies, Rate Clearance Certificates, Valuation Reports and Financial Rating.
• Reviewing Credit Limits, follow-up on overdue facilities.
• Answering client queries.
• General Banking.
• Any other related responsibilities can be assigned to the candidate as required.

Desired Experience, Competencies & Qualification

• BCom / Relevant Bachelor's Degree.
• Minimum of 2 years' experience in a similar role.
• High attention to detail with strong organisational and administrative skills.
• Sound knowledge of financial statement review, valuation reports, and rate clearance certificates.
• Excellent communication and customer service abilities to effectively handle client queries.
• Strong teamwork, adaptability, and a proactive approach to supporting branch credit activities.

Interested?