Asset Risk & Residual Value Analyst

Watershed Consulting; Randburg; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A financial services firm in Randburg is looking for an Asset Risk & Residual Value Analyst to maximize profitability and manage risk through asset performance analysis. The ideal candidate will have a BCom in Finance and 1-3 years of relevant experience. Key responsibilities include portfolio risk analysis, client engagement, and end-of-term strategy development. Competitive package offered.

Benefits

Negotiable package including provident fund

Medical aid

Group risk cover

Optional Vitality and Gap Cover

Qualifications

• 1-3 years’ experience in asset management, risk analysis, or financial services.
• Solid understanding of asset life cycle management and profitability principles.
• Strong analytical and financial modelling skills.

Responsibilities

• Analyze, model, and manage residual value risk across asset portfolios.
• Develop and implement clear end-of-term strategies for new and existing assets.
• Collaborate with clients to understand asset use and replacement needs.
• Conduct quarterly reviews of portfolio risk exposure.
• Establish procedures to safeguard against adverse risk events.

Skills

Advanced analytical skills

Problem-solving skills

Financial modelling

MS Excel

Risk management

Relationship management

Education

Bachelor of Commerce in Finance or related field

Tools

MS Excel

Job description

Asset Risk & Residual Value Analyst

Area: Bryanston, Sandton

Package: R30 000 (negotiable) including provident fund, medical aid, group risk cover, with optional Vitality and Gap Cover.

Purpose of the Role

To maximize profitability and manage risk across the asset life cycle by analyzing residual values, forecasting asset performance, and implementing end-of-term strategies in alignment with client behaviour and company objectives.

Key Responsibilities

1. Asset Risk & Profitability Management

• Analyze, model, and manage residual value risk across asset portfolios.
• Recommend impairment provisions and adjustments to asset strategies.
• Ensure compliance with internal risk frameworks and deal parameters.

2. Life Cycle & End-of-Term Strategy

• Develop and implement clear end-of-term strategies for new and existing assets.
• Monitor returns and adjust residual value assumptions to maximize secondary income.
• Oversee settlements, renewals, and billing to optimize profitability.

3. Client & Stakeholder Engagement

• Collaborate with sales, relationship managers, and clients to understand asset use, upgrades, and replacement needs.
• Provide guidance on risk management best practices.
• Support the structuring of complex deals aligned with client requirements.

4. Portfolio Monitoring & Reporting

• Conduct quarterly reviews of portfolio risk exposure.
• Prepare recommendations for Management Risk and Residual Value Committees.
• Maintain accurate reporting and communication on account evaluations.

5. Governance & Controls

• Establish procedures to safeguard the company against adverse risk events.
• Ensure all transactions adhere to internal policies and approval mandates.

Qualifications & Experience

Bachelor of Commerce (BCom) in Finance, Financial Management, or related field.

1–3 years’ experience in asset management, risk analysis, or financial services (preferably in leasing, rentals, or structured finance).

Strong analytical and financial modelling skills.

Solid understanding of asset life cycle management and profitability principles.

Skills & Competencies

Advanced analytical and problem‑solving skills with attention to detail.

Strong financial acumen and risk management knowledge.

Proficiency in MS Excel / financial modelling.

Excellent communication and relationship management skills.

Ability to work independently and in teams with high levels of accountability.

• . Skillset Required : Cco, Cro, Ms Excel, Ned, Forecasting, Risk Management, Visio, Relationship Management, Attention To Detail, Management Skill, Accountability, Analytical And Problem-solving Skill, Compliance, Problem-solving Skill, Problem-solving, Excel, Financial Management, Strong Analytical, Leasing, Work Independently