Analyst Credit Growth

Absa Bank Limited; Pietermaritzburg; On-site; ZAR 300 000 - 450 000; Full time

Job summary

A leading financial institution in Pietermaritzburg is seeking a candidate to support the credit risk process for Growth Business clients. Responsibilities include conducting credit risk assessments, managing risks, and ensuring compliance with internal policies and regulations. This role requires a Bachelor's degree in Business, Commerce, or Management. Applicants from designated groups are encouraged to apply.

Responsibilities

• Conduct quality credit risk assessments and reviews.
• Proactively manage credit risks associated with clients.
• Develop data-driven strategies for credit risk.
• Ensure compliance with legislation and bank policies.

Skills

Quality credit risk assessments

Data analysis

Customer complaint resolution

Credit risk management

Education

Bachelor's Degrees in Business, Commerce and Management Studies

Job description

Empowering Africa's tomorrow, together...one story at a time.With over years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients.

Responsibilities

• Risk Management: Conduct quality credit risk assessments and reviews; Proactively manage credit risks associated with clients; Develop data‑driven strategies; Facilitate the credit sanctioning process to ensure responsible risk decisions.
• Data and Systems Management: Produce and analyze relevant management information and insights.
• Governance: Ensure the bank's credit philosophy and all relevant legislation is adhered to.
• Customer Management: Investigate and resolve all escalated customer complaints.

Education

Bachelor's Degrees and Advanced Diplomas in Business, Commerce and Management Studies (Required).

Equal Opportunity Statement

In compliance with the Employment Equity Act 55 of

• Preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
• Absa Bank Limited reserves the right not to make an appointment to the post as advertised.