Analyst : Aml Iii

Capitec Bank; Gauteng; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A leading financial institution in South Africa is seeking an experienced investigator with at least 5-7 years in AML or forensic investigations. The role involves conducting complex investigations, ensuring compliance with regulatory requirements, and engaging stakeholders on financial crime risks. Ideal candidates will have a strong understanding of relevant legislation and excellent analytical skills.

Qualifications

• 5-6 years' investigative experience within a financial/banking environment.
• Experience in Investigations in AML, forensic, or fraud.
• Ability to work on complex investigations with multiple parties.

Responsibilities

• Conduct high risk complex investigations and deliver professional reports.
• Act as a subject matter expert on AML and financial crime.
• Engage stakeholders on financial crime typologies to mitigate risks.

Skills

Attention to Detail

Communication Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Planning, Organising and Coordination Skills

Problem Solving Skills

Reporting Skills

Researching Skills

Education

Grade 12 National Certificate / Vocational

Bachelor's Degree in Finance or Internal Auditing

Relevant Tertiary Qualification in Risk Management or Criminology

Job description

Purpose Statement

To identify, plan, conduct and complete high risk complex investigations into matters referred from internal or external sources, deliver high quality professional reports on investigations conducted and lead and guide a team of specialist investigators on high profile complex investigations where team work may be required and drive delivery.

Act as a subject matter expert on AML and financial crime typologies relevant to the industry and represent Capitec at Industry level in expert working groups.

To identify, assess and engage stakeholders on financial crime typologies to ensure the risk is mitigated and ensure the bank complies with legislative / regulatory requirements

Experience

Min

At least 5-6 years' investigative experience within a financial / banking environment:

Experience in Investigations in AML, forensic or fraud.

Ability to work on complex investigations with more than one party involved

Ideal

7+ year's investigative experience within a financial / banking environment:

Experience in Investigations in AML or forensic risk management and case planning.

Qualifications (Minimum)

Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Bachelor's Degree in Finance or Internal Auditing

A relevant tertiary qualification in Risk Management or Criminology

Knowledge

Good understanding of FICA and related legislation pertaining to terrorism, proliferation finance and other financial crime related legislation such as PRECCA, Cyber Crime Legislation

Legislation regarding money laundering control and combating of terrorist financing

Knowledge of suspicious transactions and various typologies such as .

Human Trafficking, Wild life Trafficking; Ponzi or Pyramid Schemes,

Good regulatory knowledge

Business and commercial awareness and understanding

Understanding use of technology and data in financial crime.

Ability to do data analytics and run own scripts for information

Good understanding of RMCP requirements and the processes in the AML environment in a Bank.

Skills

Attention to Detail

Communications Skills

Computer Literacy (MS Word, MS Excel, MS Outlook)

Planning, organising and coordination skills

Problem solving skills

Reporting Skills

Researching skills

Conditions of Employment

Clear criminal and credit record