Account Analyst

Capitec Bank; eMalahleni; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A leading bank in South Africa is seeking an experienced professional based in Witbank to support portfolio management and customer service. The candidate must have at least 5 years of experience in the banking sector, including knowledge of credit applications. Strong communication and analytical skills are essential for this role, which offers the chance to contribute to loan facilities management and client relationship building.

Qualifications

• At least 5 years of experience, with 1 year in Business Banking.
• Experience in preparing and motivating Credit applications is essential.

Responsibilities

• Support the day-to-day running and maintenance of portfolios.
• Provide a central office-bound contact point for customer service queries.
• Identify cross-selling opportunities and monitor loan facilities.

Skills

Communications Skills

Negotiation skills

Problem solving skills

Analytical Skills

Planning, organising and coordination skills

Education

Diploma in Commerce or Banking

Bachelor's Degree in Banking or Commerce

Job description

»Date : 28 Aug

• Location : Witbank, LP, ZA
  Company : Capitec Bank Ltd
  Apply by : We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry.

To be part of the journey, follow the steps below : To see what life at Capitec is all about and complete a short assessment, Once you have completed the above finalize your applicationPurpose StatementTo support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries / requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters / conditions.ExperienceMinimum : At least 5 years, of which 1 year should have been spent in the Business Banking environment.Experience in preparing and motivating Credit applications is essentialQualifications ( Minimum)Diploma in Commerce or BankingQualifications (Ideal or Preferred)Bachelor's Degree in Banking or CommerceKnowledgeMinimum : The features, benefits and value propositions of respective company product / service offerings.General banking practices and procedures.Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business marketCredit principles and practices, including an understanding of credit application, securities and balance sheet requirements.

The Financial Intelligence Centre Act (FICA).

Administration processes and procedures pertaining to Business Banking transactions.Client relationship management and service principles.Ideal : Competitor product offerings / channels / operational and marketing tactics would be advantageous.Capitec / Business Bank systems and processesSkillsCommunications SkillsNegotiation skillsProblem solving skillsAnalytical SkillsPlanning, organising and coordination skillsConditions of EmploymentClear criminal and credit recordCapitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.