Workers' Compensation Lost Time Adjuster (Remote)

Davies Group; Northern (KY); Hybrid; USD 70,000 - 75,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Paid time off

Paid holidays

Life insurance and disability

Job summary

Davies North America is hiring a Workers’ Compensation Lost Time Adjuster for a remote/home-based role in the United States. You will manage indemnity and medical-only claims end-to-end, with a focus on lost-time exposure and jurisdictional compliance.

A valid Florida adjuster license and public-entity experience are required. Responsibilities include intake-to-closure management, investigation, reserving, and coordination with defense counsel when needed.

Qualifications

• 3+ years of Workers’ Compensation claims handling experience.
• Experience with medical-only, lost time, or blended WC claim portfolios preferred.
• Active FL license (6-20 or 5-20) and presumption experience are required.

Responsibilities

• Manage WC claims from intake through closure.
• Determine compensability and benefit eligibility; establish and adjust reserves.
• Conduct investigations and develop claim strategies; strive for early resolution.

Skills

WC claims handling

Presumption experience

Municipality experience

Active adjuster license

Eastern Time Zone

Return-to-work programs

Investigation

Communication skills

Negotiation

Claims management systems

Tools

Claims management systems

Job description

Workers' Compensation Lost Time Adjuster (Remote)

Department: Claims Administration & Adjusting

Employment Type: Permanent - Full Time

Location: Home United States

Reporting To: Paula Humphreys

Compensation: $70,000 - $75,000 / year

Description

Our Story

Imagine being part of a team that’s not just shaping the future but actively driving it. At Davies North America, we’re at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.

What's in Store

We’re seeking a Workers’ Compensation Lost Time Adjuster who brings strong technical expertise, sound judgment, and a proactive approach to managing indemnity and medical-only claims. This role manages Workers’ Compensation claims from intake through resolution and may support lost time claim. As the Workers' Compensation Lost Time Adjuster, you will investigate, evaluate, and manage claims in accordance with company guidelines, client expectations, and jurisdictional requirements.

To be successful in this role you must have municipality/public entity experience, along with presumption experience.

Key Responsibilities

Claim Ownership & Adjudication

• Manage Workers’ Compensation claims from intake through closure
• Determine compensability and benefit eligibility
• Establish and adjust reserves based on claim exposure

Investigation & Case Management

• Conduct investigations, including interviews and documentation review
• Develop and execute claim strategies
• Identify opportunities for early resolution

Medical & Indemnity Management

• Monitor treatment plans and coordinate return-to-work efforts
• Administer indemnity benefits in compliance with jurisdictional requirements

Litigation Management

• Coordinate with defense counsel on litigated claims
• Support hearings, mediations, and settlements

Client Communication & Compliance

• Provide timely updates to clients and stakeholders
• Ensure compliance with all state regulations and internal standards

Skills, knowledge & expertise

• 3+ years of Workers’ Compensation claims handling experience
• Experience with medical-only, lost time, or blended Workers’ Compensation claim portfolios preferred
• Must have active FL-license (6-20 or 5-20)
• Must have presumption experience
• Must be located in Eastern Time Zone and be able to work M-F, 8am - 5pm.
• Strong knowledge of Workers’ Compensation laws, benefit structures, and claims processes
• Experience managing indemnity payments and return-to-work programs
• Ability to handle multiple claims in a fast-paced environment
• Strong investigative, analytical, and decision-making skills
• Effective negotiation and problem‑solving abilities
• Excellent written and verbal communication skills
• Proficiency with claims management systems and related technology
• Active adjuster license(s) or ability to obtain as required

Preferred

• Experience with EDI reporting and jurisdictional compliance requirements
• Familiarity with nurse case management and medical cost containment strategies

Equal Employment Opportunity & Legal Notices

Benefits

At Davies North America, we are dedicated to supporting the well‑being and future of our qualifying employees. Our comprehensive benefits package includes:

• Medical, dental, and vision plans to support your health and that of your family
• A 401(k) plan with employer matching
• Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
• Paid holidays
• Life insurance and short‑term and long‑term disability coverage

Benefit offerings, eligibility, and required employer contributions may vary based on role, classification, and applicable federal, state, and local laws, including those tied to an employee’s primary work location.

Where required by law, the Company provides paid sick leave, paid family and parental leave, and other mandated benefits in accordance with applicable state and local requirements.

Diversity and Inclusion

Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity, and we actively promote an environment where all voices are valued and heard.

Compensation Transparency

The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills, experience, qualifications, and geographic location, which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.

Essential Functions

• Maintain regular and dependable attendance.
• Be available and able to perform job responsibilities during established work hours.

Background Check & Fair Chance Compliance

Any background check or review of criminal history, if applicable to the role, will be conducted only after a conditional offer of employment and in compliance with applicable federal, state, and local laws, including fair‑chance hiring requirements.

Massachusetts Notice

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

AI Policy

At Davies, we value authentic conversations and a fair candidate experience. While candidates may use AI and technology tools to prepare for interviews, we expect interview responses and assessments to reflect each individual's own experience, knowledge, and professional judgment. We do not use sites like Facebook, Craigslist, or Telegram to recruit or interview potential employees or contractors. If you have been asked to provide any information through any method other than our career portal, please email us at [e-mail].