Wholesale Credit Risk Product Owner

JPMorgan Chase & Co.; Plano (TX); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health care coverage

On-site wellness centers

Retirement savings plan

Tuition reimbursement

Mental health support

Financial coaching

Job summary

JPMorgan Chase & Co. seeks a Wholesale Credit Risk Product Owner - Analyst to join the Risk Management and Compliance team in Plano, TX. You will define a compelling product vision and work with stakeholders to address real-world challenges for the firm and its customers.

You will lead discovery through go-to-market, collaborate with technology and UX teams, and ensure features meet business needs while delivering on schedule in a fast-paced financial services environment.

Qualifications

• Financial services/fintech experience, including investment banking and traded products knowledge.
• Ability to interrogate large datasets using SQL and/or Python.
• Strong written and verbal communication; able to prepare and edit executive-level communications.
• Excellent organizational skills and attention to detail.
• Ability to manage competing priorities and deliver under tight deadlines/pressure.
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity; quick learner with high initiative and self-direction.
• Advanced product development lifecycle expertise; able to lead discovery through go-to-market.
• Solid understanding of technology architecture (including APIs), design, and data analytics.

Responsibilities

• Gather clear requirements and write user stories/acceptance criteria.
• Collaborate with Subject Matter Experts and stakeholders to understand use cases and market trends.
• Incorporate usability studies, research, and market analysis into product requirements and user journeys.
• Identify dependencies/issues and present recommendations for resolution.
• Provide product demos and collect feedback to align roadmap with business needs.
• Collaborate with Product and Technology teams building core product components.
• Ensure new features are implemented per specifications, released on schedule, and issues remediated.

Skills

FinTech experience

SQL and Python

Strong communication

Organizational skills

Priority management

Collaboration

Curiosity

Product lifecycle

APIs & data analytics

Job description

• Locations 8181 Communications Pkwy Ste C, Plano, TX, 75024, US
• Apply Before 09/18/2026, 04:00 AM
• Job Schedule Full time

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Wholesale Credit Risk Product Owner - Analyst on the Wholesale Credit Risk team, you will serve as a Product Owner, playing a pivotal role in maintaining the strength and resilience of JPMorgan Chase. By clearly defining and communicating a compelling product vision and strategy that aligns with the company's overall goals you will use your expert judgment to address real-world challenges that affect our company, customers, and communities.

Job responsibilities

• Gather clear requirements and write user stories/acceptance criteria.


• Collaborate with Subject Matter Experts and key stakeholders to understand use cases and pain points as well as trends in the marketplace.


• Integrate usability studies, research, and market analysis into product requirements and develop user journeys and other artifacts that help communicate, and rally support for, intuitive user experience which best meets the needs of the Product’s users.


• Identify critical dependencies/issues and present recommendations for resolution.


• Provide product demos and conduct product review and feedback sessions with key stakeholders; ensure feedback is incorporated into the roadmap so deliverables meet business needs.


• Collaborate closely with the Product and Technology teams building the core components that enable critical underlying functionality of the Product.


• Ensure new features are implemented according to specifications, released on schedule, and issues are remediated in a timely manner.

Required qualifications, capabilities, and skills

• Financial services/fintech experience, including investment banking and traded products knowledge.


• Ability to interrogate large datasets using SQL and/or Python.


• Strong written and verbal communication; able to prepare and edit executive-level communications.


• Excellent organizational skills and attention to detail.


• Ability to manage competing priorities and deliver under tight deadlines/pressure.


• Proven ability to collaborate and build strong partnerships.


• Intellectual curiosity; quick learner with high initiative and self-direction.


• Advanced product development lifecycle expertise; able to lead discovery through go-to-market.


• Solid understanding of technology architecture (including APIs), design, and data analytics.

Preferred qualifications, capabilities, and skills

• Experience within large Financial Services firms and basic level of domain knowledge in Credit Risk.


• Experience working with Technology and UX Design colleagues and discussing technical designs.


• Experience working with key Credit risk metrics (Stress Mtm, Potential Future Exposure, Settlement Risk)

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit ourFAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.