Wholesale Credit Delivery Analyst 1

Truist; Charlotte (NC); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Paid holidays

Pension plan

Restricted stock units

Deferred compensation plan

Job summary

Truist is seeking Wholesale Credit Delivery Associates and Analysts to support market, credit, and product analysis across Commercial Banking, CRE, and Wealth specialties. You will own projects with senior leaders, mentor juniors, and perform prudent underwriting with adherence to policy.

The role emphasizes independent client interaction, research-driven risk assessments, and collaboration with coverage teams to grow client relationships in a dynamic banking environment.

Qualifications

• Bachelor’s degree, or an equivalent combination of education and work experience.
• Two years of related financial services work experience.
• Strong analytical skills and attention to detail.
• Strong written and verbal communication skills.
• Competitive drive and high work ethic, self-starter, team-oriented.
• Solid leadership and interpersonal skills.
• High level of adaptability and flexibility with strong organizational and time management skills.
• Some understanding of business.
• Advanced proficiency in Microsoft Excel and PowerPoint.

Responsibilities

• Conduct industry, market and company research using available resources to source prospect names, developing and refining prospect lists in coordination with leadership team and partners.
• Develop project materials including industry, market and company specific and general economic information.
• Generate customized specific sales or project content for internal and external purposes.
• Track calling and marketing efforts to clients and prospects, reinforcing proper use of CRM system with the coverage team, assisting as needed.
• Build upon foundational understanding of the market, credit, and products as well as relationship management skills.

Skills

Analytical skills

Communication skills

Leadership

Time management

Education

Bachelor’s degree

Tools

Microsoft Excel

PowerPoint

Job description

The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit and products within Commercial Banking, Commercial Real Estate, and/or Wealth specialty businesses and facilitate financial analysis, risk assessment and credit structure recommendations for clients and prospects. They take ownership of projects in coordination with assigned senior Credit Delivery leaders and mentor more junior teammates. They perform prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements. They supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor, property segment, market and industry risks and trends. Credit Delivery Associates may be assigned to selected senior Credit Delivery leaders but require increasingly less oversight, begin owning their assigned clients and opportunities more fully and exhibit confidence in all facets of independent client interaction.

Essential Duties & Responsibilities

• Conduct industry, market and company research using available resources to source prospect names, developing and refining prospect lists in coordination with leadership team and partners.
• Develop project materials including industry, market and company specific and general economic information.
• Generate customized specific sales or project content for internal and external purposes.
• Track calling and marketing efforts to clients and prospects, reinforcing proper use of CRM system with the coverage team, assisting as needed.
• Build upon foundational understanding of the market, credit, and products as well as relationship management skills.

Required Qualifications

• Bachelor’s degree, or an equivalent combination of education and work experience.
• Two years of related financial services work experience.
• Strong analytical skills and attention to detail.
• Strong written and verbal communication skills.
• Competitive drive and high work ethic, self-starter, team-oriented.
• Solid leadership and interpersonal skills.
• High level of adaptability and flexibility with strong organizational and time management skills.
• Some understanding of business.
• Advanced proficiency in Microsoft Excel and PowerPoint.

Preferred Qualifications

• Minimum GPA: 3.0.
• Demonstrated work experience in finance or related field.

Employment Details

• Regular or Temporary: Regular.
• Work Shift: 1st shift (United States of America).
• Regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits.

Benefits

• Medical insurance.
• Dental insurance.
• Vision insurance.
• Life insurance.
• Disability insurance.
• Accidental death and dismemberment insurance.
• Tax-preferred savings accounts.
• 401k plan.
• 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during first year of employment.
• 10 sick days (prorated).
• Paid holidays.
• Defined benefit pension plan (depending on position and division).
• Restricted stock units.
• Deferred compensation plan.

EEO Statement

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law. E-Verify IER Right to Work.

Company Overview

Truist is a purpose‑driven financial services company, formed by the historic merger of BB&T and SunTrust. We serve clients in a number of high‑growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.

Language Fluency: English (Required).