Wealth Relationship Manager - Fremont (Bilingual, Mandarin/Chinese)

Citigroup Inc.; Santa Clara (CA); In loco; USD 88.000 - 133.000; Tempo pieno

Vantaggi offerti da questo lavoro

Medical, dental & vision coverage

401(k) retirement plan

Life, accident & disability insurance

Descrizione del lavoro

Citigroup Inc. in Santa Clara, CA, seeks a seasoned Wealth Relationship Mgmt. Sr.

Analyst for the SAFE Act, guiding high-net-worth clients with financial planning and holistic solutions. The role emphasizes strong analytics, bilingual Mandarin communication, and cross-team collaboration. The position requires FINRA registrations, mortgage origination considerations, and adherence to regulatory standards, with opportunities for leadership and coaching within the branch.

Competenze

• Strong analytical and financial skills.
• Excellent verbal and written communication abilities.
• Bilingual proficiency in Mandarin required.
• Self-starter, problem solver and goal-oriented team player.
• Proficient with Microsoft Office (Excel, Outlook, Word) and financial planning tools.

Mansioni

• Identify, build and deepen relationships to gain incremental wallet share of the affluent and High Net Worth segment with financial planning and profiling skills.
• Anticipate complex financial needs and offer solutions across products and tools based on client profiling.
• With product specialists, recognize and address banking, credit and investment needs for holistic solutions.
• Provide regular value-added engagement with clients through high-touch meetings and ongoing communication.
• Master referral opportunities to grow portfolio and expand high-value client relationships.
• Refer opportunities to segment partners and coordinate with branch team for positive client experiences.
• Organize client events to strengthen client bonding.
• Ensure compliance with KYC/AML and regulatory procedures.

Conoscenze

Analytical skills

Financial skills

Verbal communication

Written communication

Bilingual Mandarin

Problem solving

Team player

Formazione

Bachelor's degree

Strumenti

Microsoft Office

Money Guide Pro

NaviPlan Select

Descrizione del lavoro

The Wealth Relationship Mgmt. (Branch) Sr. Analyst SAFE Act is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits. Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area directly affected by the performance of the individual.

Responsibilities:

• Identify, build and deepen relationships to gain incremental wallet share of the affluent and High Net Worth segment with financial planning and excellent discovery and profiling skills.
• Anticipate the complex financial needs of the client and offer solutions through a wide range of products, services and tools based on client profiling.
• With the support of product specialists, intuitively recognize and understand a client's banking, credit and investment needs and goals to provide holistic financial solutions.
• Provide regular value-added engagement with clients- High touch, face-to-face meetings at client's preferred location, consistent communication, access to seminars, etc.
• Master referral opportunities to grow portfolio.
• Proactively source, acquire and expand high value customer relationship by maximizing sale and service opportunities.
• Refer opportunities to segment partners where appropriate (including, but not limited to Lending Consultants and Financial Advisor, Small Business Partners, Relationship Manager, etc.)
• Organize client events to enhance client bonding.

• Acquire new clients through converting referral leads
• Manage client follow-up and adhere to all Regulatory and Compliance operating procedures.
• Ensure that KYC/AML and other compliance norms are strictly adhered.
• Partner with all roles on branch team to ensure all clients have a positive in-branch experience.
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of experience.
• Strong analytical and financial skills.
• Strong verbal and written communication skills.
• Organized with strong attention to details.
• This role requires bilingual proficiency with the ability to speak Mandarin (Chinese) in a professional setting.
• Knowledge of Microsoft Office (Excel, Outlook, and Word) and experience using Money Guide Pro, or NaviPlan Select, or similar financial planning software preferred.
• Basic understanding of investment and financial planning strategies preferred.
• Must be a self-starter, problem solver and a goal-oriented team player able to work without direction.
• Required current US FINRA Registration: SIE, Series 6, 63, and 65 OR Series 7 and 66 or equivalent.
  • Must meet ALL US FINRA Registration requirements within 150 days of starting in the role.
• Insurance Group 1 required.
  • Must meet ALL Insurance Group 1 requirements within 150 days of starting in the role.
• This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (\"Registry\") and obtain a unique identifier from the Registry before referring interested clients to Citibank for their mortgage needs, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.

Education:

• Bachelor's/University degree or equivalent experience

Job Family Group:

Private Client Coverage

Job Family:

Financial Planning Services

Time Type:

Full time

Primary Location:

Santa Clara California United States

Primary Location Full Time Salary Range:

$88,400.00 - $132,600.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability