Wealth Advisor - Owosso, MI

Citizens Financial; United States; Presencial; USD 105.000 - 250.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive pay

Health benefits

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Generous PTO policy

Descripción de la vacante

Citizens Financial is seeking a Wealth Advisor to build and lead a tailored wealth-management practice for clients at a branch, collaborating with partners and specialists to deliver comprehensive financial planning, investment management, and estate strategies.

The role emphasizes strong client-facing skills, business development, and teamwork within a bank environment, with a focus on delivering personalized, goals-based guidance and exceptional service.

Formación

• Active Series 7, 63, 65 (or 66) licenses.
• Life/Health/Variable insurance licenses required within 60 days or already held.
• Minimum 2 years as Financial Advisor or equivalent in financial services.

Responsabilidades

• Develop a high-quality wealth management practice with personalized planning.
• Enhance relationships with key partners to increase referrals and engagement.
• Proactively reach out to clients and prospects to promote Citizens Wealth Management capabilities.
• Grow existing relationships through partnerships and referrals.
• Tailor wealth planning to meet client needs using internal specialists.

Conocimientos

Series 7

Series 63/65/66

Financial advisory experience

Client relationships

New business development

Educación

Bachelor's degree (preferred)

Descripción del empleo

Citizens employs a group of experienced advisors that help individuals and families attain their financial goals. Our Wealth Advisors conduct thorough discoveries to understand a client's short- and long-term goals, then construct a tailored financial plan that meets the client's goals.

The Citizens Wealth Advisor is a branch-based advisor who excels in a collaborative environment that emphasizes the paramount importance of client interests, as well as the personal and professional growth of team members. Wealth Advisors work directly with a variety of business partners and centers of influence to uncover and identify prospective opportunities.

Primary responsibilities include:

• Develop a high-quality wealth management practice that provides a personalized wealth management strategy.
• Enhance and preserve relationships with key partners to boost client introductions and engagement.
• Proactive client and prospect outreach promoting Citizens Wealth Management capabilities.
• Grow existing relationships through partnership referrals.
• Tailor wealth management planning to meet client needs.
• Utilize the knowledge of internal stakeholders and specialists in delivering a variety of services, including financial planning, investment management, insurance, and estate planning.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Series 7, 63, 65 (or 66) active and valid.
• A valid, active Insurance Life/Health/Variable licenses is required or must be obtained within 60 days of starting the role as a condition of employment.
• A minimum of 2 years in a Financial Advisor role or equivalent experience in financial services.
• Demonstrated track record in new business development and client book management.
• Proven experience in a team-oriented consumer bank setting.
• Familiarity with servicing high-net-worth individuals.
• Comfortable operating in a dynamic, entrepreneurial environment.
• Bachelor's degree is preferred.

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: M-F (Branch Hours)

Pay Transparency

Commissioned based. Individuals in this role have historically earned between $105,000 and $250,000 per year based on performance and productivity against commission plan parameters.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.