VP, Retirement Pricing & Risk

Lincoln Financial Group; Radnor (Delaware County); Remote; USD 217,000 - 347,000; Full time

Job summary

Lincoln Financial Group is seeking a VP of Retirement Plan Services Pricing & Risk to provide strategic leadership for pricing across the Retirement Plan Services portfolio. You will guide pricing models, risk assessments, and profitability initiatives while aligning with Lincoln's broader business plans and governance standards.

You will collaborate with senior leaders, drive innovation in pricing strategies, and oversee actuarial evaluations, crediting rate setting, and assumptions

Qualifications

• 12+ years of actuarial experience aligned with pricing responsibilities.
• 5+ years in management, strategy, and influencing senior stakeholders.
• 4 years of experience in lieu of Bachelor's degree or equivalent work experience.
• FSA or ASA designation required.

Responsibilities

• Develops and articulates the strategic vision for pricing of Retirement Plan Services solutions.
• Establishes organizational goals, objectives, and procedures for pricing models and risk management.
• Ensures effective implementation and integration of pricing initiatives with regard to pricing and risk management.
• Drives profitability and competitive advantage through RPS pricing strategies and risk management insights.
• Monitors market trends and pricing/risk management developments to identify growth opportunities.
• Leads pricing model development and communicates assumptions to stakeholders.

Skills

Actuarial experience

Leadership & strategy

Education

Bachelor's degree

FSA/ASA designation

Job description

Be Aware of Fraudulent Recruiting Activities: Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a job opportunity that seems suspicious.

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Alternate Locations: Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)

Work Arrangement:

Remote : Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance: is not available for this opportunity.

Requisition #: 76523

The Role at a Glance

As the VP, Retirement Plan Services Pricing & Risk, you will provide strategic leadership for the pricing process, where you will create and risk manage profitable, competitive and sustainable solutions for the Retirement Plan Services business unit. You will provide overall thought leadership and expertise for product pricing, pricing models and assumptions and associated risk management activities. You will also champion and provide executable strategic idea generation on RPS pricing to optimize LFG’s profitability.

What you'll be doing

• Develops and articulates effectively the strategic vision for the pricing of Retirement Plan Services (RPS) solutions
• Establishes RPS organizational goals, objectives, and operating procedures with regards to pricing models, pricing strategy and risk management
• Ensures the effective implementation, integration, and execution of Retirement Plan Services initiatives with regards to pricing and risk management
• Ensures RPS pricing is aligned with the business unit and Lincoln Financial Group’s (LFG) overall business plans and specific strategic and tactical initiatives
• Contributes an integrated RPS pricing strategy that includes an assessment of internal/external market environments and an understanding of internal and industry risk tolerances to identify new engines of growth to optimize LFG’s profitability
• Drives profitable, competitive and sustainable RPS solutions including demonstrating measurable enhancement of profitability and/or consumer value within defined risk tolerance and capital thresholds while meeting annual target goals
• Monitors economic, market, and peer pricing/risk management trends/activities for RPS products to assess competitive opportunities in the marketplace
• Provides strategic thought leadership, market views and savvy pricing expertise to executive management and key business stakeholders on strategies and associated risks based on thorough trend, sector, and market analysis
• Responsible for the development of pricing models and the underlying assumptions of all RPS products consisting of our Full-Service retirement business (both a GVA and NAV platform), DCIO, IRA and other products
• Leads the effective collaboration and influencing of key stakeholders and leadership on strategic plan for product profitability, product positioning, risk management, and competitive advantage in the market to holistically optimize profitability objectives for the company
• Oversees the development and communication of all key pricing assumptions, financial models, and risk management elements of product design to all key stakeholders to ensure understanding of new products features and risk profiles
• Leads the risk and actuarial evaluation of new strategic products and solutions
• Leads the Interest crediting rate setting process for all our fixed annuity / stable value products
• Leads the communication of complex strategies in actionable language for key business partners
• Leads the collaboration of key risk management areas to strategically drive discussion and adoption on new assumptions and new risk management techniques
• Provide thought leadership by identifying, recommending and evaluating innovative and effective risk management/hedging strategies which have substantial financial impact
• Represent RPS’ needs and viewpoints on inter-departmental committees focused on risk, pricing and assumption governance
• Evaluates and provides strategic guidance to senior management on the impact of changes in Statutory Accounting, GAAP Accounting, International Accounting Standards, and Risk Based Capital on product design and profitability

What we’re looking for

Must-haves:

• 12+ years experience in actuarial science that directly aligns with the specific responsibilities
• 5+ years of management, strategy, and influencing senior management/critical stakeholders experience
• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)
• FSA designation or ASA designation with additional years actuarial experience

Nice-to-haves:

• Retirement Plan Services experience, specifically retirement plan pricing experience

Application Deadline

Applications for this position will be accepted through October 23rd, 2026, subject to earlier closure due to applicant volume

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values andleadership attributes

Leadership development and virtual training opportunities

Free financial counseling, health coaching and employee assistance program

Tuition assistance program

Work arrangements that work for you

Effective productivity/technology tools and training

The pay range for this position is$216,750 - $346,800with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial (“Lincoln” or “the Company”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling [phone].

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