VP, Relationship Manager, Commercial Banking - Los Angeles

Pacific Western Bank; Brea (CA); Hybrid; USD 101,000 - 169,000; Full time

Benefits offered by this job

401k plan with company match

Comprehensive benefits

Paid time off

Tuition reimbursement

Job summary

Banc of California is seeking an experienced Commercial Lender to source, analyze, and underwrite complex loan requests, focusing on owner-occupied real estate and working capital facilities. You will prepare credit packages, guide deals through approval, and support loan closing while ensuring regulatory compliance.

Ideal candidates have 6–8 years in commercial lending, a Finance BA, strong Excel/Argus skills, and experience with Moody’s and nCino.

Qualifications

• Minimum 6–8 years of experience in commercial lending, including valuation and asset management, and financial analysis is required.
• BA in finance or related field or equivalent work experience.
• Strong regulatory knowledge: TILA, ECOA, HMDA, RESPA, FCRA, BSA/AML, CIP, RFPA, CRA.
• Proficient with spreadsheets; familiarity with Moody’s analysis systems and nCino.
• Excellent writing and communication skills; ability to work with multiple teams.

Responsibilities

• Source opportunities and negotiate commercial real estate loans.
• Prepare credit packages and presentations for review.
• Analyze borrower balance sheets and cash flows to assess credit risk.
• Coordinate with loan administration and legal counsel through closing.
• Mentor and lead staff; participate in hiring decisions.

Skills

Commercial lending

Financial analysis

Regulatory knowledge

Interpersonal skills

Leadership/People management

Communication skills

Moody’s/analysis systems

Education

BA in finance or related field

Tools

Excel

Argus

Moody’s

nCino

Job description

• Posted on March 27, 2026

Locations

Showing 1 location

Brea, CA - Admin
130 S. State College Blvd
Brea, CA 92821, USA

Brea, CA - Admin
130 S. State College Blvd
Brea, CA 92821, USA

Locations

Showing 1 location

Brea, CA - Admin
130 S. State College Blvd
Brea, CA 92821, USA

Brea, CA - Admin
130 S. State College Blvd
Brea, CA 92821, USA

• On-site
• Salary Range : $101,000 USD to $168,500 USD
• Customer-Facing & Banking Roles
• Full-Time
• Requisition #: VPREL004821

Description

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreetTM. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!

THE OPPORTUNITY

This position is responsible for sourcing opportunities, negotiating and issuing term sheets, gathering appropriate information; perform analysis, due diligence, and underwriting of proposed commercial real estate loan requests. Review initial borrower submissions, perform analysis of information submitted, and prepare a written credit presentation of loan request. Guide credit request through review by division manager, and senior credit review officers. Assist loan administration through the closing process. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

HOW YOU’LL MAKE A DIFFERENCE

• Establishing new relationships and fostering existing relationships.
• Analyze commercial lending opportunities, including working capital lines of credit and term loans to business, plus owner-occupied real estate loans.
• Combine this analysis with a detailed analysis of a borrower(s) and guarantor(s) balance sheets and cash flow to determine the bank’s interest in providing a credit facility for the designated purpose.
• Gather any additional information required to make an initial decision on the credit requested, or to prepare a credit display once the decision to proceed is made.
• Prepare investment analysis and credit package for review by department manager and credit administrators.
• On an ongoing basis, continue the analysis detailed above to maintain a working knowledge of the ability and desire of the borrower(s) and guarantor(s) to maintain the loan and the collateral in a manner which will increase or maintain the value of the collateral, and achieve payment in full of the loan provided.
• Work with loan administrators and legal counsel to provide information as necessary to process and close credit facilities.
• Stay abreast of market trends and develop/maintain a network of referral sources.
• Involved with interviewing and hiring decisions.
• Prepare and deliver employee performance evaluations, goal planning, and counseling.
• Manage, support, coach and train staff.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

WHAT YOU’LL BRING

• Minimum of 6-8 years of experience in commercial lending, including valuation and asset management, and financial analysis is required
• B.A. Degree in finance or related field and/or related work experience is required
• Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA)
• A general knowledge of appropriate loan documentation, collateral analysis and financial statements
• P.C. proficient with emphasis on spreadsheets (Word, Excel, Argus)
• Familiarity with Moody’s analysis systems
• Excellent composing and writing skills
• Familiarity with nCino system
• Above-average interpersonal skills; ability to communicate verbally with a wide range of people
• Positive attitude and willingness to work
• Responsiveness, judgment, maturity, integrity, and time management skills are required
• Review and be knowledgeable of departmental and human resource’s policies & procedures

HOW WE’LL SUPPORT YOU

• Financial Security:You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting.
• Health & Well-Being:We offer comprehensive insurance options including medical, dental, vision,AD&D, supplemental life,long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family:Banc of California partners with providers that offeradoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away:Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities:To support career growth of our team members, we offertuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

SALARY RANGE

The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.

Skills

Behaviors

Motivations

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Education

Experience

Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.