VP, FI Credit Risk — Hybrid, Full Lifecycle Underwriting

Madison-Davis, LLC; New York (NY); Hybrid; USD 110,000 - 230,000; Full time

Benefits offered by this job

Discretionary Bonus

Job summary

New York, NY-based financial institution is seeking a Vice President-level Credit Risk Analyst to join the Financial Institutions Office. Hybrid work arrangement and a base salary range of $110k–$230k plus discretionary bonus are offered.

The role combines rigorous credit underwriting with active relationship management, providing broad exposure across correspondent banking relationships, credit analysis, and regulatory compliance.

Responsibilities

• Conduct in-depth credit analysis on new requests, renewals, credit change requests, and annual customer relationship reviews across a Financial Institutions portfolio
• Present detailed credit analyses and recommendations to Loan Officers and relevant internal stakeholders
• Perform due diligence on credit-rated entities in accordance with bank policies, procedures, and regulatory requirements
• Review and quality-assure credit recommendation reports and proposals to ensure accuracy, consistency, and regulatory compliance
• Maintain complete and organized credit files with all required supporting documentation;perform annual file reviews
• Update and maintain the Credit Risk Rating (CRR) system and credit usage tracker;generate monthly reporting items for the Credit Risk Committee and regulatory requirements
• Report any findings or unusual credit activities that may adversely impact loan collateral or a borrower's repayment ability to supervisors and department leadership
• Complete credit-related tasks and assessments requested by second-line functions in a timely manner;participate in internal and external audit requests and execute remediation actions as needed
• Administer and maintain correspondent banking relationships with Financial Institutions to expand the customer base and grow business in line with established policies
• Coordinate with Legal, Compliance, and Internal Audit to ensure all FI relationships adhere to current OCC and applicable federal regulatory requirements
• Actively support new customer onboarding and new product initiatives;serve as a liaison between FI clients and internal business departments

Job description

New York, NY-based financial institution is seeking a Vice President-level Credit Risk Analyst to join the Financial Institutions Office. Hybrid work arrangement and a base salary range of $110k–$230k plus discretionary bonus are offered.

The role combines rigorous credit underwriting with active relationship management, providing broad exposure across correspondent banking relationships, credit analysis, and regulatory compliance.