VP Commercial Relationship Manager

First Financial Bank Texas; Granbury (TX); On-site; USD 75,000 - 90,000; Full time

Job summary

First Financial Bank Texas is seeking an experienced loan officer to make and service various loans for commercial customers, including Real Estate loans. The ideal candidate will have a Bachelor's degree in banking or finance, along with 5-10 years of commercial bank lending experience. Strong interpersonal and communication skills are essential for success in this role. The position also requires active participation in business development activities to grow the bank's loan portfolio and income.

Qualifications

• Minimum 5-10 years of commercial bank lending experience.
• Formal Credit Training and/or underwriting knowledge experience.
• Ability to expand loans and client relationships.

Responsibilities

• Make and service all types of Commercial and Real Estate loans.
• Provide guidance to customers to meet their banking needs.
• Promote the services and profitability of the Bank.

Skills

Interpersonal skills

Communication skills

Client relationship management

Sales

Education

Bachelor's degree in banking, finance or business-related field

Job description

Address

Granbury, Texas, United States

Scope/Contacts

Incumbent is responsible for the making and servicing of a variety of loans for commercial customers including but not limited to secured and unsecured, capital, equipment, real estate, interim construction, personal, small business administration, and working capital loans. Must evaluate each loan for profitability and proper structuring to protect the Bank's interests and must make decisions that merit serious consideration; decisions that could be costly to the Bank if in error. This position requires performance of business development activities within the commercial business market area and heavy customer contacts. Incumbent should have excellent communication and human relation skills and attend a variety of social situations in representing the Bank.

Essential Functions

• Make and service all types of Commercial and Real Estate loans either personally or in conjunction with other officers.
• Provide guidance to customers to ensure their banking needs are met.
• Promote the services and profitability of the Bank.
• Develop new business to ensure a constant increase in loans and income to the Bank.
• Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

Minimum Qualifications

• Bachelor's degree in banking, finance or business-related field is preferred.
• Formal Credit Training and/or underwriting knowledge experience.
• Minimum 5-10 years of commercial bank lending experience.
• An equivalent combination of education and experience may meet qualifications.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity with the sales, loan processing and closing processes.
• Must have good interpersonal and communication skills and a proven track record of portfolio management.

Equal Opportunity Employer

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)