VP Commercial Relationship Manager

First Financial Bank; Creekside (KY); On-site; USD 85,000 - 140,000; Full time

Job summary

First Financial Bank is seeking an experienced Commercial Lender to originate and service a diverse portfolio of commercial and real estate loans in Creekside, Texas. You will assess profitability, structure deals, and guide customers to meet their financial needs.

You will drive business development in the commercial market, maintain strong client relationships, and promote bank services while upholding a service-first culture and regulatory compliance.

Qualifications

• Bachelor's degree preferred in banking/finance/business.
• Formal credit training or underwriting knowledge.
• 5–10 years of commercial bank lending experience.
• Ability to expand loans, client relationships and cross-sell bank products.
• Familiarity with the sales, loan processing and closing processes.
• Strong interpersonal and communication skills and portfolio management.

Responsibilities

• Make and service all types of Commercial and Real Estate loans either personally or with others.
• Provide guidance to customers to ensure their banking needs are met.
• Promote the services and profitability of the Bank.
• Develop new business to increase loans and income for the Bank.
• Actively participate in Customer Service First sales and service culture.

Skills

Communication skills

People skills

Sales abilities

Networking

Loan product knowledge

Education

Bachelor's degree in banking/finance/business

Job description

Address We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description

Office Location: Creekside, Texas, United States

SCOPE/CONTACTS

Incumbent is responsible for the making and servicing of a variety of loans for commercial customers including but not limited to: secured and unsecured, capital, equipment, real estate, interim construction, personal, small business administration, and working capital loans. Must evaluate each loan for profitability and proper structuring to protect the Bank's interests and must make decisions that merit serious consideration; decisions that could be costly to the Bank if in error. This position requires performance of business development activities within commercial business market area and heavy customer contacts. Incumbent should have excellent communication and human relation skills and attend a variety of social situations in representing the Bank.

ESSENTIAL FUNCTIONS

• Make and service all types of Commercial and Real Estate loans either personally or in conjunction with other officers.
• Provide guidance to customers to ensure their banking needs are met.
• Promote the services and profitability of the Bank.
• Develop new business to ensure a constant increase in loans and income to the Bank.
• Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

MINIMUM QUALIFICATIONS

• Bachelor's degree in banking, finance or business-related field is preferred.
• Formal Credit Training and/or underwriting knowledge experience.
• Minimum 5-10 years of commercial bank lending experience.
• An equivalent combination of education and experience may meet qualifications.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity with the sales, loan processing and closing processes.
• Must have good interpersonal and communication skills and a proven track record of portfolio management.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

What Makes Us Unique? You.

Since 1890, First Financial has been serving the financial needs of customers in every neighborhood, just like yours. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers. While other banks have come and gone, First Financial continues to grow through acquisitions, new branches, and the expansion of our services. It goes without saying, First Financial is not your everyday bank. Our "One Bank, Multiple Regions" concept combines the best of "Big Bank" customer benefits with the local decision making and involvement of a community bank. The Company includes multiple banking regions with 79 convenient locations throughout Texas, and we offer convenient banking options with a local, personal touch. And because we’re one bank, you can visit any of our locations and receive the same friendly service. Much of our success comes from the lifelong relationships we’ve built with people just like you. Providing excellent customer service and education is the focus of everything we do. Our customer education includes training to understand how to improve credit, apply for a home loan, and utilize our products and services. Every day we’re here to help you make sound financial decisions. And don’t be surprised if you step through the door and see a familiar face. Many of our employees are leaders in the community. After all, being involved with the community is an important part of who we are. Discover for yourself how at First Financial, it’s You First.