VP, Client and Treasury Manager

Beneficial State Bank; Oakland (CA); Hybrid; USD 150,000 - 210,000; Full time

Job summary

Beneficial State Bank in Oakland, CA, is seeking a VP, Client & Treasury Manager to drive development and analysis of commercial, deposit, and treasury management business. The role expands existing relationships, services clients, and presents strategic sales proposals.

It requires knowledge of treasury services, lending, and cross-functional collaboration with other bank units to optimize client outcomes.

Qualifications

• Bachelor’s degree required; 8+ years of banking experience preferred.
• Strong knowledge of deposit, treasury management, and related financial services.
• Experience selling to commercial, small business, and nonprofit clients.
• Excellent communication and relationship-building skills.
• Ability to present sales proposals and conduct cost/benefit analyses.

Responsibilities

• Develops and analyzes new commercial, deposit, and treasury management business.
• Expands existing relationships and services customers.
• Presents sales proposals and conducts cost/benefit analyses.
• Collaborates with loan and branch staff to close deals.
• Leads treasury management reviews for clients.

Skills

Relationship Management

Sales

Commercial Banking

Lending Knowledge

Consulting

Team Leadership

Education

Bachelor's degree in relevant field

Tools

CRM Systems

Microsoft Office

Treasury Management Tools

Job description

TITLE: VP

FLSA: Exempt

SALARY GRADE: 9

CATEGORY: Full-time

UNION REPRESENTATION: NA

SCHEDULE: Monday-Friday

LOCATION: Hybrid

SUPERVISORY ROLE Y/N: N

REVISION DATE: 12/2025

ABOUT US

We practice Beneficial Banking™ by investing in social and environmental impact, prioritizing transparency, and expanding access to equitable financial products, all in pursuit of a banking system that is regenerative for the planet and equitable for all. We bring that same commitment to our people by cultivating a vibrant, inclusive, and purpose-driven culture where employees are empowered to grow, contribute, and thrive. Together, we strive to make a meaningful difference in the communities where we live and work, creating positive impact through partnership, service, and shared success.

POSITION OVERVIEW

The position of VP, Client & Treasury Manager is responsible for the development and analysis of new commercial, including small business and non‑profit organizations, deposit and treasury management business; the expansion of existing relationships; and servicing customers. Knowledge of deposit and treasury management products and services is required; commercial and consumer lending a plus. This position will develop and present sales proposals, acts as a liaison between customers and other service departments or branch locations of the Bank to support sales and service issues; supports a team approach to complex customer relationships to ensure all needs are addressed; monitors market condition/trends so the Bank will remain competitive in local market. This role is also a BSB representative or leader in the community and promotes the bank’s mission in the communities served.

ESSENTIAL DUTIES

• Establishes, builds and maintains professional banking relationships with clients/prospects who utilize depository/cash management services; calls on commercial, small business, non‑profit organizations, and high net worth individuals to develop new relationships
• Facilitate the development of profitable and quality, mission aligned relationships throughout the Bank including referrals to other business units.
• Work directly with the Director of Client and Treasury Management, other leadership members and/or other personnel in the development of a sales strategy for the respective area of responsibility while ensuring the execution of the strategy.
• Ensures that sales growth and exceptional service is in place.
• Provides consultative services to the client to ensure the client is aware of the benefits of the treasury management services being recommended.
• Develops and executes sales presentations for customers/prospects including cost/benefit analyses; service and fee comparisons and written proposals.
• Makes joint calls, when appropriate, with commercial / small business lenders, branch managers and team members to provide coaching and guidance to assist in acquiring new business and/or closing the deal
• Works closely with other team members within the bank to identify new business opportunities.
• Has a basic knowledge of the overall array of bank services available for both consumer and commercial clients, and cross-sells those services as needed by the client.
• Provides annual Treasury Management reviews and site visits for clients to identify changes that need to be made to their services and inform the client of new services available.
• Provides ongoing Treasury Management training for other bankers to ensure the team is aware of the Treasury Management services available and as new products are being developed and rolled out in each market.
• Completes entire package necessary for support staff to set up, open and fund new relationships properly.
• Attends trade shows, conferences and networking events to ensure the bank’s services are being marketed appropriately in the markets we serve.
• Tracks all sales-related activities in the bank’s Client Relationship Management system, including sales pipeline and client/prospect calls.
• Entertains clients at networking events, lunches, dinners or other planned events as needed, which may require early morning or evening attendance.
• Participates in an annual incentive plan measuring new business eligible per plan document.
• Monitors and manages expenses on an ongoing basis, and prepares monthly expense reports for management.

Client Service Excellence

• Practice and lead in a client service excellence standard policy for entire organization;
• Investigating and solving clients’ problems, which may be complex or long‑standing problems that have been passed on by customer service assistants;
• Analyzing statistics or other data to determine the level of client service the organization is providing;
• Developing feedback or complaints procedures for clients to use;
• Developing client service procedures, policies and standards for the organization or department;
• Meeting with other managers/ staff/ department to discuss possible improvements to client service;
• Training staff to deliver a high standard of client service;

Leadership Opportunities

• Lead or participate in treasury management product innovation and strategic planning
• Recommends improvements in existing products or product mix to ensure the bank remains competitive and clients are appropriately serviced
• Mentor other officers within the Beneficial family footprint on expertise of deposit and treasury management product mix.
• Become a leader in respective community charged with driving brand, mission and values.

ROLE COMPETENCIES

• Attention to Detail
• Collaboration & Communication
• Diversity & Inclusion
• Execution & Ownership
• Time Management
• Analytical Thinking

• Banking Services- Commercial
• Consulting
• Initiative
• Relationship Management
• Sales

WORKING ENVIRONMENT & PHYSICAL DEMANDS

The work environment characteristics and the physical and cognitive requirements described here are representative of those an employee encounters while performing the essential functions of this position.

• This position is based in a non-confined office setting where the employee is free to move about as needed. This role is performed in a typical office environment. For hybrid and remote positions, work may also be performed away from BSB worksites, depending on business needs. Employees working remotely are required to maintain a dependable, high-speed internet connection and a work environment conducive to frequent phone and video calls, where private, confidential, or proprietary information cannot be seen, overheard, or otherwise accessed by unauthorized individuals
• This position requires writing, typing, speaking, listening, lifting up to 10 pounds, driving (personal, company, or rental vehicle on occasion), carrying, sitting, pulling, walking, standing, squatting, kneeling, reaching, and using close, color, and peripheral vision, depth perception, and the ability to adjust focus.
• This position may require the ability to operate any or all the following: personal computer, cellular telephone, printer, fax, and other standard office equipment.
• This position requires the ability to read and interpret documents, perform detailed work, solve problems, interact with customers, apply reasoning and mathematical skills, communicate effectively both verbally and in writing, deliver presentations, analyze information, manage multiple concurrent tasks, adapt to changing priorities, and work effectively in a fast‑paced environment with frequent interruptions
• Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

POSITION REQUIREMENTS

Minimum Qualifications

• Bachelor’s degree required and/or have minimum 8 years of experience demonstrated to be applicable to job requirements.
• Extensive and in-depth knowledge of product delivery systems.
• Comprehensive and practical knowledge of banking, operations and cash management products.
• Excellent interpersonal, verbal and written communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations.
• Mentoring skills to train and guide less experienced team members and other banking departments.
• Demonstrated capacity to sell products/services within the financial services industry.
• Ability to schedule and complete tasks and duties without constant, direct supervision.
• Working knowledge of PC spreadsheet, word processing, and production software. i.e. Microsoft Office Products.
• This individual must demonstrate a history of excellent communication and. customer service skills. Must have the ability to respond appropriately to customer inquiries in a fast‑paced work environment while handling multiple tasks.
• Demonstrate aptitude for detail work and ability to effectively meet specific deadlines.
• This person must be able to respond under pressure, and be able to effectively deal with multiple priorities and schedules.
• Must have a clear, audible speaking voice, ability to read and comprehend handwritten forms, and the ability to hear instructions or requests.
• Must be able to work independently and be a self‑starter.

Management reserves the right to change this position description at any time according to business needs.