Virtual Experience Banker I

Southern First Bank; Greenville (SC); Hybrid; USD 40,000 - 60,000; Full time

Job summary

Southern First Bank in Greenville, South Carolina, is seeking a Virtual Experience Banker to expand and support client relationships through various communication methods. The role includes assisting clients with electronic banking needs, resolving inquiries, and offering appropriate banking products.

The ideal candidate will have at least five years of banking experience, proficiency in Microsoft Office, and a knowledge of retail banking regulations. This position requires a well-rounded understanding of client support and excellent communication skills.

Qualifications

• Five years of banking experience, preferably in client services, consumer, and business client support with telephone banking or call center experience.
• Successful completion of compliance training deemed necessary by the bank.

Responsibilities

• Assist clients via telephone, email, and video conference.
• Research and answer client inquiries and resolve problems.
• Support client money movement activities including ACH and wires.
• Manage end-to-end dispute processes.
• Educate clients on bank services and products.

Skills

Interpersonal communication skills

Proficiency in Microsoft Outlook

Proficiency in Microsoft Word

Proficiency in Microsoft Excel

Ability to maintain confidentiality

Extensive knowledge of retail banking rules and regulations

Education

High school diploma or equivalent

Tools

Bank systems and software such as Horizon XE

Job description

POSITION SUMMARY

Responsible for expanding and supporting client relationships via telephone and electronic communication methods. Offers appropriate bank products and services and provides quality client service.

ESSENTIAL RESPONSIBILITIES

• Assist clients at the point of contact through telephone, email, video conference, live chat communication and quickly adopt to emerging solutions.
• Support client needs involving daily maintenance functions such as electronic banking, BillPay, Mobile Banking, Money Movement, Payment requests as well as debit card related issues.
• Research and answer client inquiries and resolve problems for clients as necessary.
• Offer appropriate products and services of the bank by identifying existing client needs and making recommendations.
• Develop and maintain a strong working knowledge of all relevant bank products and services.
• Adhere to high ethical standards and comply with all policies, procedures, regulations and applicable laws.
• Complete other duties as assigned.

Virtual Experience Banker I

• Proficiency in use of computers, and basic office equipment such as copiers, printers, fax machine, telephones, etc.
• Interpersonal communication skills to represent the bank in a positive way in dealing with clients and other team members.
• Proficiency in Microsoft Outlook, Word and Excel.
• Ability to maintain confidentiality and exhibit a high degree of integrity.
• Extensive knowledge of retail banking rules, regulations, policies and procedures.
• Maintain regular, consistent, and professional attendance, punctuality and professional appearance.
• Successful completion of compliance training deemed necessary by the bank.
• Support clients with consumer online banking, debit card inquiries, password resets, and general account maintenance.

Virtual Experience Banker II

• Support clients with consumer and business online banking, debit card, ACH, wires, password reset, and disputes.
• Manage end to end dispute process.
• Support client money movement activities which include consumer and business ACH and wires.
• Develop and maintain a strong working knowledge of all relevant bank products and services.

Virtual Experience Banker III

• Rotate to retail office locations as needed to support clients in person.
• New account opening for existing clients.
• Support Client Experience Officers by assisting in daily maintenance of existing relationships to include support for Electronic Funds Transfers and account openings.
• Work closely with Client Experience Officer/Client Experience Relationship Team to handle any client retail deposit needs in the absence of the Client Experience Officer.
• Educate clients on bank services, products, and digital capabilities by developing and maintaining a strong working knowledge of all relevant bank products and services.
• Extensive knowledge of retail banking rules, regulations, policies, and procedures.

Preferred

• High school diploma or equivalent.
• Five years of banking experience, preferably in client services, consumer and business client support with telephone banking or call center experience.
• Experience with bank systems and software such as Horizon XE.

Behavioral Competencies

• Cooperative
• Supportive
• Responsive
• Abides by rules and structure
• Willing and Helpful
• Quick to respond to others

WORK CONDITIONS

• This position must be able to sit for long periods of time as the position involves a large amount of time spent at desk and computer.
• Standard office environment with climate control and sufficient lighting.

PHYSICAL REQUIREMENTS

• Ability to sit for up to eight hours.
• Ability to hear or see telephone ringing and respond to telephone calls.
• Ability to perform work on computer using bank systems and software.