Vice President - Senior Lead Architect | Card Present

JPMorgan Chase & Co.; Plano (TX); On-site; USD 180,000 - 230,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Senior Lead Architect in the Commercial & Investment Bank - Payments Technology domain to shape target state architecture for card-present payments.

You will drive architecture depth and influence across multiple platforms and teams, delivering high-quality engineering outcomes. You will guide technology decisions, govern AI-enabled patterns, ensure security and auditability, and partner with stakeholders to accelerate architectural validity and adoption of best

Qualifications

• Formal training or certification on architecture concepts.
• Hands-on experience delivering system design, application development, testing, and operations.
• Experience with payments acquiring and card-present processing.
• Experience with POS systems, device management and estate management.
• Advanced in programming languages and software architecture disciplines.
• Demonstrated use of enterprise AI capabilities in architecture and engineering workflows.
• Ability to integrate AI-enabled capabilities while ensuring resiliency, security, and auditability.
• Strong judgment and communication to influence technical direction.

Responsibilities

• Provide architecture direction and decisions for card-present payments initiatives.
• Offer technical guidance to business teams, contractors, and vendors.
• Leverage AI capabilities to accelerate architecture analysis with human-in-the-loop validation.
• Evaluate technologies using standards and frameworks and influence adoption of leading solutions.
• Drive decisions affecting product design, application functionality, and operations.
• Act as a subject matter expert and contribute to engineering communities.
• Establish AI-enabled engineering patterns with governance, traceability, and security.

Skills

Architecture concepts

System design

Payments acquiring

Card present payments

POS solutions

Programming languages

Software architecture

AI capabilities

Cloud

Security & auditability

Communication

Education

Architecture concepts certification

Job description

If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions.

As a Senior Lead Architect at JPMorganChase within theCommercial & Investment Bank(Payments Technology), you are an integral part of a team that works to develop high-quality architecture solutions for various software applications and platform products.

You drive significant business impact and help shape the target state architecture in card present payment solutions— bringing technical depth, strategic thinking, and a passion for innovation to everything you do.

Job Responsibilities

• Provide solutions architecture direction , decisions and support for key stakeholders and initiatives related to Cardpresent payments products.
• Regularly provide technical guidance and direction to support the business and its technical teams, contractors, and vendors
• Leverage enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
• Guide evaluation of current and new technologies using existing standards and frameworks, influencing peers and decision-makers to adopt leading-edge solutions where appropriate
• Drive decisions that influence product design, application functionality, and technical operations and processes
• Serve as a function-wide subject matter expert and contribute to the engineering community as an advocate of firmwide software development lifecycle frameworks and practices
• Establish reuse-first AI-enabled engineering patterns and governance across software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls

Required qualifications, capabilities, and skills

• Formal training or certification on architecture concepts and 5+ years applied experience
• Hands-on practical experience delivering system design, application development, testing, and operational stability.
• Hands-on understanding of payments acquiring with focus on card present transactions. Understanding of the related domains in terms of devices, equipment management and POS solutions.
• Experience in point-of-sale systems and card-present processing
• Experience in device and estate management
• Advanced in one or more programming languages and deep expertise in software architecture, applications, and technical processes within one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile)
• Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
• Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements
• Ability to tackle design and functionality problems independently with little to no oversight
• Strong judgment and communication skills to influence technical direction across teams

Preferred qualifications, capabilities, and skills

• Experience with in-store or eCommerce merchant payments
• Ability to evaluate current and emerging technologies to select or recommend the best solutions for the future state architecture