Vice President/Principal, Credit Analyst, Ares Insurance Solutions (AIS)

Ares Management; New York (NY); On-site; USD 225,000 - 250,000; Full time

Benefits offered by this job

Comprehensive medical plan

Dental and Vision plans

401(k) with company match

Flexible Spending Accounts

HSA with company contribution

Life Insurance

Long-Term Disability

Employee Assistance Program

Commuter Benefits

Job summary

Ares Insurance Solutions seeks an experienced credit professional to join our investment team. The role supports sourcing, underwriting, execution, and monitoring of fixed income and private credit across various sectors.

The position involves evaluating opportunities, preparing recommendations, and monitoring portfolio performance, with opportunities to contribute to credit origination platforms and partnerships.

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, or related field.
• 5+ years of experience in credit analysis, leveraged finance, direct lending, private credit, or related fields.
• Strong understanding of corporate credit fundamentals and financial statement analysis.
• Experience preparing investment committee memoranda and presenting recommendations.
• Advanced financial modeling and analytical skills.
• Strong written and verbal communication abilities.

Responsibilities

• Conduct detailed fundamental credit analysis of prospective investments (loans, direct lending, private placements, corporate credit).
• Evaluate issuer performance, capital structure, cash flow, and downside risk scenarios.
• Participate in due diligence meetings with borrowers, sponsors, lenders, and advisors.
• Prepare investment memoranda and credit recommendations for committees.
• Negotiate terms, covenants, and documentation; assist in ratings.
• Structure transactions and coordinate with rating agencies.
• Monitor investments and prepare periodic portfolio reviews for management and committees.
• Support credits in origination platforms across renewables, specialty finance, and direct lending.

Skills

Credit analysis

Financial modeling

Communication skills

Corporate credit fundamentals

Financial statement analysis

Education

Bachelor's degree in Finance, Economics, Accounting

Tools

Excel

Job description

Over the last 20 years, Ares’ success has been driven by our people and our culture. Today, our team is guided by our core values – Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy – and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry.

Job Description

We are seeking an experienced credit professional to join our investment team at Ares Insurance Solutions. The successful candidate will support the sourcing, underwriting, execution, and ongoing monitoring of fixed income and private credit investments across corporate, leveraged finance, direct lending, and structured credit opportunities. This role will play an integral part in the investment process, working closely with senior investment professionals to evaluate opportunities, prepare investment recommendations, and monitor portfolio performance.

In addition, the individual will support the firm's strategic investments in credit origination platforms and lending partnerships, helping assess platform economics, underwriting capabilities, portfolio performance, and long-term growth opportunities.

Key Responsibilities

Investment Underwriting & Due Diligence

• Conduct detailed fundamental credit analysis of prospective investments, including leveraged loans, direct lending transactions, private placements, and other corporate credit opportunities
• Evaluate issuer financial performance, capital structure, cash flow generation, industry dynamics, management quality, and downside risk scenarios
• Participate in due diligence meetings with borrowers, sponsors, lenders, and external advisors
• Prepare comprehensive investment memoranda and credit recommendations for internal investment committees
• Assist in negotiating transaction terms, covenants, and documentation; assist in getting transactions rated
• Structure transactions and coordinate with rating agencies to get investments rated
• Monitor existing investments through ongoing review of financial performance, covenant compliance, industry developments, and credit events
• Prepare periodic portfolio reviews and credit updates for management and investment committees
• Support evaluation and monitoring of investments in credit origination platforms across various sectors: renewables, specialty finance, transportation, direct lending

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or a related field
• 5+ years of experience in credit analysis, leveraged finance, direct lending, private credit, investment management, banking, or related fields
• Strong understanding of corporate credit fundamentals, financial statement analysis, and credit underwriting
• Experience preparing investment committee memoranda and presenting investment recommendations
• Advanced financial modeling and analytical skills
• Strong written and verbal communication skills

Reporting Relationships

Managing Director, Investments, AIS

Compensation

The anticipated base salary range for this position is listed below. Total compensation may also include a discretionary performance-based bonus. Note, the range takes into account a broad spectrum of qualifications, including, but not limited to, years of relevant work experience, education, and other relevant qualifications specific to the role.

$225,000.00 - $250,000.00

The firm also offers robust Benefits offerings. Ares U.S. Core Benefits include Comprehensive Medical/Rx, Dental and Vision plans; 401(k) program with company match; Flexible Savings Accounts (FSA); Healthcare Savings Accounts (HSA) with company contribution; Basic and Voluntary Life Insurance; Long-Term Disability (LTD) and Short-Term Disability (STD) insurance; Employee Assistance Program (EAP), and Commuter Benefits plan for parking and transit.

Ares offers a number of additional benefits including access to a world-class medical advisory team, a mental health app that includes coaching, therapy and psychiatry, a mindfulness and wellbeing app, financial wellness benefit that includes access to a financial advisor, new parent leave, reproductive and adoption assistance, emergency backup care, matching gift program, education sponsorship program, and much more.

There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active.