Vice President, Portfolio Manager (Structured Lending)

Synovus; Atlanta (GA); On-site; USD 120,000 - 180,000; Full time

Job summary

Pinnacle is seeking a Portfolio Manager to lead ongoing management and surveillance of loan transactions within Structured Lending Atlanta (SLD ATL). This role covers credit facilities to private credit managers, specialty finance companies, and asset-backed lending transactions, within the Specialty Finance line of business.

You will supervise surveillance, risk assessment, and deal support across the full deal lifecycle, collaborating with clients and internal teams to ensure accuracy,

Qualifications

• 5+ years in commercial credit, portfolio management, or structured products.
• Direct experience originating, underwriting, or managing structured finance loans (CLOs, ABS, ABL).
• Bachelor's degree in Finance or related field.
• Strong written and verbal communication; comfortable interfacing with clients.
• Self-directed — able to manage a complex workload without micromanagement.

Responsibilities

• Monitor borrowing base reports monthly and at funding requests.
• Ensure borrower covenants, collateral tests, and coverage tests are met.
• Confirm monthly/quarterly interest payments are received and accurate.
• Align loan terms with internal system of record.
• Complete quarterly and annual credit reviews for each borrower.
• Perform quarterly risk-weighted asset assessments for each loan.
• Assist with new deal origination, underwriting, and transaction modeling.
• Support risk management and client management.

Skills

Commercial credit

Portfolio management

Structured products

Underwriting

Client communication

Self-directed work

Education

Bachelor's degree in Business, Finance, or related field

Bachelor's degree in Finance or related field

Job description

Job Summary:

The Portfolio Manager will lead ongoing management and surveillance of loan transactions within Structured Lending Atlanta (SLD ATL) — including credit facilities to private credit managers, specialty finance companies, and asset-backed lending transactions. The role sits within the Specialty Finance line of business and offers broad exposure to complex structured credit across the full deal lifecycle.

Job Duties and Responsibilities:

Portfolio Surveillance & Compliance

• Collect and monitor borrowing base reports via direct submission and virtual data rooms — at minimum monthly and at every funding request
• Ensure ongoing borrower compliance with all covenants, collateral quality tests, coverage tests, and borrowing base calculations
• Confirm recurring monthly and quarterly interest payments are received and accurate
• Ensure loan terms and structure align with Pinnacle's internal system of record

Reviews & Risk Assessment

• Complete quarterly and annual credit reviews for each borrower
• Perform quarterly risk-weighted asset (RWA) assessments for each loan in the portfolio

Origination & Deal Support

• Assist SLD ATL with new deal origination, underwriting, and transaction modeling
• Support risk management, client management

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job

Pinnacle is an Equal Opportunity Employer committed to fostering an inclusive work environment.

Minimum Education:

Bachelor's degree in Business, Finance, or related field;

Required Knowledge, Skills & Abilities:

• 5+ years in commercial credit, portfolio management/operations, or structured products at a commercial or investment bank
• Direct experience originating, underwriting, or managing structured finance loans (CLOs, ABS, ABL financing)
• Bachelor's degree in Finance or a related field
• Strong written and verbal communication skills; comfortable interfacing directly with clients
• Self-directed — able to manage a complex workload without micromanagement

WHAT WE'RE LOOKING FOR

• Action-oriented and detail-driven — moves quickly on ambiguous problems without waiting for perfect information
• High energy and appetite for challenging work; seizes more opportunities than most
• Customer-focused — builds trust with internal and external stakeholders by understanding their needs and delivering
• Strong multi-tasker who manages time and priorities proactively
• Clear, concise communicator who adapts their message to different audiences