Vice President - Mortgage Servicing - Credit Risk Analytics - Loss Recognition - Hybrid

Citibank (Switzerland) AG; Irving (TX); Hybrid; Confidential; Full time

Job summary

Citibank (Switzerland) AG in Irving, Texas, is seeking a VP of Mortgage Servicing - Credit Risk Analytics. You will lead loss recognition analytics for the US residential real estate portfolio, developing controls and monitoring to satisfy Citi policy and FFIEC guidelines.

You will work with risk management, policy teams, and mortgage servicing stakeholders to drive insights, monitor credit loss trends, and report findings to senior leadership, using SAS, R, SQL or Python.

Qualifications

• 8-12 years of related analytic experience in loss recognition in a supervised bank context.
• Experience in residential real estate (mortgage/home-equity) industry preferred.
• Proficiency in SAS with macros or R/SQL/Python; UNIX experience preferred.
• Ability to analyze, prioritize and drive results with urgency.
• Strong written and verbal communication; cross-functional collaboration.

Responsibilities

• Use analytics to monitor loan loss recognition in line with Citi policy and FFIEC guidelines.
• Monitor credit loss trends, drivers, and opportunities for loss mitigation across loan life cycle.
• Understand write-down processes and conduct root cause analyses for audit concerns.
• Develop, track and report initiatives, performance results, and emerging risks to senior leadership.
• Utilize SAS, R, SQL or Python to generate data-driven insights on loss recognition.
• Manage audit and control environment, end-user portals, and internal/external audits.
• Establish cross-functional partnerships to support loss-mitigation strategies and initiatives.

Skills

Analytical Thinking

Credible Challenge

Governance

Policy

Procedure

Regulation

Portfolio Analysis

Risk Management Lifecycle

Education

Bachelor's degree in Finance/Accounting or quantitative fields

Advanced degrees considered a plus

Tools

SAS

R

SQL

Python

UNIX

Job description

## Vice President - Mortgage Servicing - Credit Risk Analytics - Loss Recognition - HybridApply: Hybrid: Irving Texas United States: Ofallon Missouri United States: Full time: Posted Today: 26994588The VP, **Residential Real Estate Risk – Risk Analytics -Loss Recognition** is responsible for risk analytics, controls and monitoring of mortgage loss recognition activities (FFIEC) for the US residential real estate portfolio. In this role, your will develop and maintain robust controls and monitoring routines for risk oversight of loss recognition activities in compliance with Citi Retail Credit Policy and applicable supervisory guidelines. You will work closely with independent risk management and policy team and stakeholders in mortgage-servicing, finance, controls, supporting both US Personal Banking and Wealth divisions on an expansive set of portfolio objectives to deliver performance aligned with Citi’s risk-appetite framework.**Responsibilities*** Use sophisticated analytical techniques to monitor execution of loan loss recognition activities in compliance with Citi policy requirements and applicable supervisory guidelines.* Monitor credit loss performance trends, understand drivers to incremental credit loss and identify loss mitigation opportunities through the loan life cycle.* Understand the write-down process. Conduct root cause analyses of any concerns from auditors or internal partners and provide recommendations to address concerns.* Develop, track and report on key initiatives, performance results, and emerging trends, analyzing risks, and ensure appropriate escalation and communication is provided to senior leadership.* Utilize analytical tools such as SAS, R, SQL or Python (SAS preferred), to develop data driven insights with regards to loss recognition activities.* Manage the audit and control environment, end-user computing portals, audit self-assessments, and interact with internal/external auditors.* Understand relevant supervisory guidelines, FFIEC guidelines, accounting and credit policy requirements applicable to write-down, write-off, charge-off, loan impairment and loss recognition for a supervised depository institution.* Establish cross-functional partnerships and networks in order to develop and implement loss-mitigation strategy and support the execution of cross-functional business initiatives.* Drive compliance with applicable laws, rules and regulations, adhere to Policy, apply sound ethical judgment regarding personal behavior, conduct and business practices, and escalate, manage and report control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.**Qualifications*** 8-12 years of related analytic experience using quantitative analysis, in a consumer credit management or finance/accounting for loss recognition in a supervised bank context is preferred.* Experience in the residential real estate (mortgage/home-equity) industry highly preferred.* Proficiency in writing SAS codes with macro, or proficiency in other data management tools, such as R, SQL or Python (can be trained to use SAS quickly). Experience with SQL programming in a UNIX environment is preferred.* Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.* The successful candidate will have demonstrable analytic, interpersonal and project management skills.* Ability to work effectively on virtual teams, including across different geographies and time zones preferred.* Consistently demonstrate clear and concise written and verbal communication.* Establish solid cross-functional partnerships and networks to contribute and execute cross-functional and business initiatives.**Education*** Bachelor's degree/University degree. Major in Finance/Accounting or quantitative fields such Statistics, Mathematics, or Engineering preferred.* Advanced degrees considered a plus.------------------------------------------------------## **Job Family Group:**Risk Management------------------------------------------------------## **Job Family:**Portfolio Credit Risk Management------------------------------------------------------## **Time Type:**Full time------------------------------------------------------## **Primary Location:**Irving Texas United States------------------------------------------------------## **Primary Location Full Time Salary Range:**$114,720.00 - $172,080.00In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------## **Most Relevant Skills**Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.------------------------------------------------------## **Other Relevant Skills**Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------## **Anticipated Posting Close Date:**Sep 22, 2026