Vice President - CIB Credit, TD Securities

TD Securities (USA) LLC; New York (NY); On-site; USD 200,000 - 225,000; Full time

Job summary

TD Securities is seeking a Vice President in CIB Credit to lead corporate and leveraged banking transactions. You will mentor junior colleagues, coordinate with investment banking teams, and drive deal execution across diverse financing structures.

The role emphasizes in-depth risk analysis, client interaction, and collaboration with capital markets and syndication teams to deliver leading advisory and financing solutions.

Qualifications

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
• Series 7, 79 and 63 licensing.
• 5-7 years of related experience.

Responsibilities

• Lead corporate and leveraged banking transactions for the CIB Credit team.
• Mentor junior professionals supporting deal execution.
• Develop relationships with clients, legal counsel, and other financial institutions.
• Prepare and review high-quality credit submissions and financial analyses.
• Oversee due diligence, risk assessment, and structuring around complex financings.
• Collaborate with debt and equity capital markets, syndication, and risk management teams to execute transactions.

Education

Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics

Job description

Work Location

New York, New York, United States of America

Hours

40

Line of Business

Credit Management

Pay Detail

$200,000 - $225,000 USD

Job Description

At TD Securities, the Investment Banking Credit function is an integral part of the full suite of services we offer under Investment Banking. Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide. TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer. Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities. At TD Securities you will continue to expand on your knowledge in the industry, gaining valuable experience while you develop into a senior banker. You will be exposed to a wide variety of clients, industries, financing structures and products. You will also work in a team environment, building your corporate and leveraged finance banking skills necessary to be successful in the industry.

Key Responsibilities

Vice Presidents – CIB Credit lead corporate and leveraged banking transactions and work closely with the Investment Banking team and clients on newly originated transactions and refinancings, as well as with our debt capital markets, equity capital markets, syndication and risk management teams. In addition Vice Presidents mentor junior professionals who are assigned to support them for deal execution. Vice Presidents are also responsible for developing relationships with professionals in the legal community, at other financial institutions and with our valued corporate and private equity clients. In this capacity you will:

• Demonstrate leadership in due diligence and structuring around complex bank financings.
• Interact and negotiate with senior finance professionals at our clients’ businesses.
• Oversee the research and analysis of clients’ financial performance.
• Continue to build on and enhance your detailed knowledge of trends in your industry group.
• Construct detailed models that establish suitable capital structures and financial covenants.
• Identify/recognize cross-sell opportunities and coordinate with other business units/product groups as appropriate.
• Prepare and recommend high quality credit submissions.

Role Context

The Vice President CIB Credit, TD Securities is primarily accountable for providing a comprehensive and diverse range of risk management expertise to business leaders and implementing appropriate risk frameworks and leading related management activities to mitigate enterprise or business wide risk exposures for key business segment of the Bank or functional area.

Depth & Scope

Seasoned specialist role requiring in-depth knowledge of risk management issues for a significant, complex and/or large scale business. Generally will either lead a group of specialists / analysts or operates as an individual contributor for a sophisticated and complex business that exists in multiple geographic locations and/or multiple jurisdictions. Participates on project working groups and/or internal and external committees as an expert within a major risk category (e.g. Operational, Credit, Reputational and/or Market Risk etc.). Works with specific regulators and supports units to deal with business issues for own area of specialization. Compiles reports on overall business trends, risks, losses and issues on aggregated basis and recommends management action to minimize risk exposures. Manages relationships / participates in meetings with senior management including overseeing business level Risk Committees.

Education & Experience

Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics. Series 7, 79 and 63. 5-7 Years of related experience.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.