Vice President - Card Acquisition Credit Strategy

JPMorganChase; Wilmington (DE); Sur place; USD 180 000 - 260 000; Plein temps

Résumé du poste

Chase, a leading U.S. financial services firm, seeks a Vice President to lead Card Acquisition Credit Strategy within the Card Credit Decisioning team. You will shape pre‑qualification strategies, partner across product, finance, legal, and risk, and drive scalable, responsible growth.

The role requires strong analytical capability, regulatory knowledge, and influential leadership to guide underwriting standards and governance across acquisitions.

Qualifications

• Bachelor's degree in finance, business, or a related field.
• 5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm.
• Demonstrated ability to evaluate, monitor, and manage credit risk in a regulated environment.
• Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations.
• Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions.
• Proven ability to influence outcomes through cross-functional partnership and stakeholder management.
• Strong executive communication skills, including creating clear, concise presentations and briefings.
• Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance.
• Experience leading or supporting complex initiatives from design through implementation and performance tracking.

Responsabilités

• Define and execute pre‑qualification credit risk strategies to achieve growth and credit performance goals.
• Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans.
• Establish review routines and governance to validate strategy assumptions and ensure disciplined execution.
• Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities.
• Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations.
• Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions.
• Ensure adherence to applicable banking regulations, internal controls, and policy requirements.
• Coordinate across stakeholders (risk, underwriting, legal, finance, and operations) to balance growth with risk outcomes.
• Provide approvals or recommendations for complex acquisitions‑related credit decisions and exceptions.

Connaissances

Credit risk

Analytics

Executive comms

Cross-functional

Regulatory knowledge

Leadership

Formation

Bachelor's degree in finance or business

Outils

SQL

Python

SAS

Snowflake

Tableau

Description du poste

Job Description

Start your next chapter shaping how customers qualify for credit—where your judgment, analytics, and influence drive responsible growth at scale.

As a Vice President, Card Acquisition Credit Strategy Lead in the Card Credit Decisioning team, you will lead pre‑qualification channel strategy, balancing growth, profitability, and prudent risk management. You will partner across product, finance, legal, and risk partners to strengthen underwriting, monitoring, and controls. You will set a clear operating rhythm and performance view that supports sustainable outcomes.

Job responsibilities

• Define and execute pre‑qualification credit risk strategies to achieve growth and credit performance goals
• Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans
• Establish review routines and governance to validate strategy assumptions and ensure disciplined execution
• Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities
• Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations
• Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions
• Ensure adherence to applicable banking regulations, internal controls, and policy requirements
• Coordinate across stakeholders (risk, underwriting, legal, finance, and operations) to balance growth with risk outcomes
• Provide approvals or recommendations for complex acquisitions‑related credit decisions and exceptions

Required Qualifications, Capabilities, And Skills

• Bachelor's degree in finance, business, or a related field
• 5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm
• Demonstrated ability to evaluate, monitor, and manage credit risk in a regulated environment
• Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations
• Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions
• Proven ability to influence outcomes through cross-functional partnership and stakeholder management
• Strong executive communication skills, including creating clear, concise presentations and briefings
• Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance
• Experience leading or supporting complex initiatives from design through implementation and performance tracking

Preferred Qualifications, Capabilities, And Skills

• Experience building or managing pre‑qualification, underwriting, or acquisition strategies for unsecured consumer credit
• Experience partnering with credit modeling teams on model development, inputs, validation, or performance monitoring
• Proficiency with analytics tools such as SQL, Python, SAS, Snowflake, or Tableau
• Experience setting up governance routines (reviews, approvals, controls) for credit strategy execution
• Comfort operating in highly matrixed organizations with multiple senior stakeholders

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most‑used digital solutions – all while ranking first in customer satisfaction.