Universal Banker / Teller

Canyon View Credit Union; Bountiful (UT); On-site; USD 25,000 - 29,000; Full time

Benefits offered by this job

Health insurance with HSA

401(k) with 14.47% contribution

18 PTO days per year

12 paid holidays

Career advancement

Ongoing training

Discounts on credit card rates

Discounts on mortgage loan fees

Other employee perks

Job summary

Canyon View Credit Union in Utah is seeking a Financial Service Representative (Banker/Teller) to deliver exceptional member service, process transactions, educate on loans, and resolve issues while building lasting relationships.

You will handle deposits, withdrawals, wire transfers, cross-sell products, and contribute to member onboarding and satisfaction. The role requires a HS diploma, cash handling and sales experience, and strong communication.

Qualifications

• HS diploma or GED required.
• 6+ months experience building customer relationships and offering sales and solutions to benefit the customer.
• Cash handling and customer service experience.
• Proficient with standard office equipment and MS Word/Excel/Outlook.
• Self-driven with effective communication skills.

Responsibilities

• Build relationships with members through excellent service to meet financial needs.
• Process deposits, withdrawals, payments, wires, and other transactions accurately.
• Cross-sell products and services to meet member goals.
• Make outbound calls for onboarding and relationship building.
• Develop and maintain member relationships to elevate service levels.
• Ensure daily tasks are completed in a timely manner.
• Meet sales and service goals and participate in the Step-Up Program.
• Greet members professionally and use their name.
• Be knowledgeable of Credit Union products and services.
• Examine checks and determine hold requirements.
• Answer inquiries regarding rates, fees, and histories while complying with regulations.
• Handle currency from vault and maintain cash limits.
• Refer members to Real Estate, Commercial Loan, and Wealth Management needs.
• Follow Member Service Roadmap and conduct interviews for financial solutions.
• Collect necessary documents for loan applications.
• Follow (3-2-1) onboarding interactions.
• Process deposits/payments/withdrawals/cheques and related duties.
• Comply with regulations including BSA, OFAC, GLBA, Regulation CC/DD.
• Assist in team meetings, training, and branch operations.
• Support branch security.
• Other duties as assigned.

Skills

Cash handling

Customer service

Sales

Communication

Relationship building

Self-driven

Education

High School diploma or GED

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

Description

Hours: 9:00 am – 6:00 pm, Monday – Friday, w/some Saturdays 9:00 am - 2:00 pm.

Pay: $18.75/hr. or possibly higher DOE + Quarterly opportunities for bonus and incentive.

Your Purpose Will Be

The person in the position of Financial Service Representative (Banker/Teller) will provide exceptional member service by identifying the needs and offering the best financial solution to each member, processing transactions, educating on loans, and resolving problems. This person will strive to increase member satisfaction and account retention by educating members on CU resources and opportunities while building valued and lasting relationships based on positive service. Also, every employee is responsible for fulfilling our Mission Statement: We elevate our members' financial experience through best-in-class Service and Solutions.

What You’ll Do

• Build relationships with our members through excellent service to ensure their financial needs are met – this is done by actively listening and engaging members, analyzing their needs, educating them on credit union products and solutions, while asking for their business to ensure we are helping them take on the best products for them to reach their financial goals.
• Receive and accurately process member financial transactions, including but not limited to: processing deposits, withdrawals, payments, wire transfers, and other member transactions accurately and efficiently in accordance with established policies and procedures.
• Offer solutions for members' financial needs by cross-selling products and services.
• Makes outbound calls to known members for onboarding, relationship building, and sales.
• Develop and maintain new and existing member relationships, and ensure an elevated level of member service is achieved.
• Ensure all daily tasks are completed in a timely manner.
• Meet sales and service goals, maintain a satisfactory Making the Difference Index (MDI.), and participate in the Step-Up Program.
• Greet members, use name and maintain a professional and courteous attitude during transaction.
• Be highly knowledgeable of all Credit Union products and services.
• Examine checks presented and determine hold requirements.
• Answer basic inquiries regarding interest rates, fees and account histories while complying with disclosure requirements, regulations and privacy policies.
• Buy and sell currency from the vault as necessary ensuring teller drawer cash limits are not exceeded.
• Refers members that have Real Estate, Commercial Loan, and Wealth Management needs.
• Follows Member Service Roadmap -- Interviews members, provides financial solutions.
• Acquires necessary documentation to support loan application.
• Provide all information and documents needed for loan decisions honestly and accurately.
• Follow (3-2-1 Contact) on-boarding member interactions with thank you notes and phone calls.
• To process deposits, payments, withdrawals, cashed checks, etc. and perform miscellaneous operation duties accurately and efficiently in accordance with established policies and procedures.
• Comply with all regulations as required by law, including but not limited to Bank Secrecy Act, OFAC, FACT Act, GLBA, Regulation CC (funds availability), Regulation DD (TIS) and other regulations as required by law as it relates to his/her position.
• Assist with conducting consistent sales and team member meetings.
• Assist in the training, coaching, and mentoring of team members.
• Assist in the operational functions of the branch, which includes assist in vault balancing, ordering Money, conducting monthly teller audits.
• Assist in ensuring the security of the branch is maintained.
• Other duties as assigned.
• Understands the Bank Secrecy Act and how it is applied.

Perks For You

• Affordable health insurance with employer HSA contributions.
• 14.47% 401(k) contribution (no matching necessary).
• 18 PTO days each year.
• 12 paid holidays.
• Opportunity for advancement and career growth.
• Ongoing paid training opportunities.
• Discounts on Credit Card interest rates.
• Discounts on Mortgage Loan fees.
• Plus other employee banking perks.

Requirements

The experience you need to succeed:

• High School diploma, G.E.D, or other equivalent.
• Previous cash handling, customer service and/or sales experience.
• Must be self driven with effective communication skills.
• 6+ months experience in building customer relationships and offering sales and solutions to benefit the customer, preferred.
• Proficient with standard office business machinery and software.
• Working knowledge to Microsoft Word/Excel/Outlook.

Work Environment & Physical Requirements

• Works primarily in a branch office environment with occasional trips to field environment locations. This includes but is not limited to various outdoor and indoor climates, public venues, and driving conditions.
• While performing the duties of this job, the employee may regularly need to: see, talk, hear, and perform repetitive movements with arms, hands, and fingers to handle, feel, grasp and reach. A computer, phone -possibly including a smart phone, and standard office equipment are normal tools for this position. Specific vision abilities that may be required by this job include close vision and distance vision. The employee may at times also need to: climb, balance, stoop, kneel, or crouch. The employee may occasionally lift and/or move up to 50 pounds.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.