Universal Banker (Personal Banker) - Kahului Branch

CPB Group Pty; Kahului (HI); On-site; USD 29,000 - 33,000; Full time

Job summary

CPB Group Pty, Hawaii-based Universal Banker opening, seeks candidates to provide sales, service, and operational support in a branch. You will manage a portfolio of high-value clients, cross-sell bank products, and refer to specialists as appropriate.

The role involves handling consumer and business deposits and loan applications, while supporting branch leadership and achieving performance targets. The position requires experience in sales and customer service, with advancement possible based

Qualifications

• UB I requires a high school diploma or equivalent.
• UB II requires a bachelor's degree; relevant work experience may substitute.

Responsibilities

• Accept secured and unsecured loan and credit applications and open consumer and business deposits.
• Profile customers when opening/servicing accounts to determine needs.
• Participate in retention programs to build and retain relationships and acquire new ones.
• Manage a portfolio of high-value clients to build relationships and growth.
• Cross-sell to customers and refer to appropriate partners.
• Meet branch goals for deposits, loans, and portfolio growth while managing revenue and risk.

Skills

Sales

Customer Service

Cross-selling

Communication

Problem Solving

Relationship Management

Education

Bachelor's Degree

High School Diploma

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Salary Range: $21.00 To $24.00 Hourly

Position Function:

Multiple levels available based on experience.

Universal Bankers are able to perform sales, servicing and operational functions in a branch. Assist in managing an assigned portfolio of High Value Clients (HVC) to build and retain customer relationships. Identifies potential customer banking needs and cross-sells other bank products and services; refers customers to specialist as appropriate. Responsible for meeting assigned operational, cross-sale and referral goals. Participates and supports the branch management team with ongoing coaching and development activities. Opens all types of consumer and business deposit and loan products; accepts and closes secured and unsecured consumer loan and personal lines of credit applications. Certified to accept and close home equity lines of credit and loans.

The Universal Banker I, works on assignments that are complex in nature (problem resolution, NSF decision, balancing branch, audit, safety and soundness). Function as a team leader when required. Considerable judgment and initiative required.

Performs all duties and interacts with internal and external customers in a manner aligned with the Company's Core Values of Voyaging Spirit and Positively Ohana; Customer Experience Competencies of Customer Interaction, Empowerment and Ownership; and Basic Skills of Listening, Oral Communication, Written Communication, Action Orientated, Thoroughness, Problem Solving.

Primary Accountabilities:

• Accepts secured and unsecured consumer loan and personal lines of credit applications and able to open all types of consumer and business deposit products and related services
• Profiles customers while opening or servicing deposit accounts to determine needs.
• Actively participates in customer retention programs to build and retain customer relationships and find opportunities to acquire new relationships.
• Manages a portfolio of HVC customers to build and retain customer relationships.
• Participates in branch or bank wide campaigns.
• Actively cross-sells and refers customers to the appropriate business partners
• Achieves all individual/branch goals as assigned which may include deposit, loan and portfolio growth goals; revenue & risk management targets.

Operational Effectiveness and Service Delivery

• Manages risk and takes prompt action in event of discovery of any loss or irregularities in the handling of transaction documents, accounts or company assets.
• Process various transactions including but not limited to deposits, withdrawals, various payments, cash advances, U.S. Savings Bonds applications/redemptions ,check cashing placing stops, cautions & holds, foreign currency exchange with minimal errors; balance teller cash on a daily basis.
• Purchase and sell cash to/from vault , assist in the replenishment of cash dispensers.
• Able to open/close and balance branch.
• Meets all service level expectations and assures a positive customer experience.
• Trains and provides guidance to new branch staff.

Minimum Qualifications:

Education:

UB I:

• High School Diploma or equivalent required.

UB II:

• Bachelor’s Degree from an accredited university. Relevant work experience may substitute for the degree requirement.

Experience:

UB I:

• 1+ year(s) of demonstrated success in sales and customer service required.
• 1+ year(s) of branch operations experience or successful completion of teller and new account certification within 6 months of hire required.

UB II:

• 2+ years of branch/bank operations experience and sales of retail financial products required.
• 1+ year(s) of experience explaining credit products, accepting/closing consumer and business loan applications required.

Licenses and Certifications:

• Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO), if applicable.
• Notary Public commission preferred.

Physical Requirements & Working Conditions:

• Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
• Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
• Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
• Must be able to read and understand bank-related documents.
• Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.