Universal Banker II

Nicolet Bank; United States; On-site; USD 42,000 - 65,000; Full time

Benefits offered by this job

401(k) with company match

PTO & 11 1/2 Paid Holidays

Job summary

Nicolet National Bank is seeking a Universal Banker II to drive new customers and expand relationships at the branch level. You will act as a trusted frontline advisor, handling teller tasks, digital support, and needs-based referrals while opening and servicing consumer deposit accounts.

You will engage customers, recommend Nicolet solutions, and ensure compliant onboarding and account servicing. The role emphasizes teamwork, sales referrals, and a strong customer-first approach within our

Qualifications

• 1–2 years of banking, customer service, or cash-handling experience.
• Strong customer-service and interpersonal skills.
• Knowledge of deposit products, digital tools, onboarding processes.
• Ability to conduct needs-based conversations and make confident product referrals.
• Accuracy and attention to detail in account opening and cash-handling environments.
• Proficiency with banking systems, digital platforms, and Microsoft Office.

Responsibilities

• Deliver welcoming, professional service across in-person, phone, and digital channels.
• Conduct meaningful, needs-based conversations to understand customer goals and recommend solutions.
• Provide accurate assistance for servicing requests with timely follow-up to ensure satisfaction.
• Accurately process deposits, withdrawals, loan payments, transfers, cashier’s checks, and other transactions.
• Balance cash drawer; assist with vault, ATM, night depository, and dual-control responsibilities.
• Identify suspicious or fraudulent behavior and elevate appropriately.
• Open and service consumer deposit accounts (checking, savings, money market, CDs).
• Complete account maintenance, customer information updates, and documentation reviews accurately.
• Ensure compliance with onboarding, KYC, CIP, identity verification, and policy requirements.
• Educate customers on account features, benefits, and digital access tools.
• Identify financial needs and recommend Nicolet products and services.
• Meet referral, service, and activity expectations aligned with branch goals.
• Refer customers to partners for consumer loans, home equity loans/lines, credit cards, business banking, and investment/wealth services.
• Maintain disciplined outreach, follow-ups, and pipeline management.
• Contribute to the achievement of business objectives by conducting internal and external sales calls and other business development activities.
• Resolve account issues, transaction discrepancies, fee inquiries, and debit-card concerns with professionalism.
• Use sound judgment to elevate complex issues to Personal Bankers or leadership.
• Follow Nicolet policy and applicable regulations (BSA/AML, KYC, OFAC, Reg CC, Reg E, privacy, and security).
• Maintain accurate records, documentation, and audit-ready practices.
• Adhere to branch operations procedures and risk-mitigation standards.
• Participate in team huddles; share observations and support branch goals.
• Represent Nicolet in community involvement and customer-engagement activities.
• Provide informal support to Universal Banker I colleagues, helping build skill and confidence.

Skills

Customer service

Cash handling

Banking knowledge

Needs-based referrals

Digital tools

Education

High school diploma or equivalent

Tools

Banking systems

Microsoft Office

Job description

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision‑making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.

The Universal Banker IIwill play a key role in driving new customers and business while expanding existing relationships for Nicolet and your branch, serving as a trusted frontline advisor who reflects Nicolet’s culture, values, and commitment to an exceptional customer experience.

You perform all responsibilities of a Universal Banker I—including teller operations, digital support, and needs‑based referrals, with the added capability of opening and servicing consumer deposit accounts. You engage customers in deeper financial conversations, recommend appropriate Nicolet solutions, and ensure accurate, compliant account‑opening experiences. You also play an important role in identifying and referring credit opportunities, connecting customers with Personal Bankers or lending specialists.

You help support branch performance through strong customer engagement, proactive referrals, accurate operations, and adherence to regulatory and compliance standards.

As aUniversalBanker II, you will:

Customer Experience & Relationship Building:

• Deliver welcoming, professional service across in‑person, phone, and digital channels.
• Conduct meaningful, needs‑based conversations to understand customer goals and recommend solutions.
• Provide accurate assistance for servicing requests with timely follow‑up to ensure satisfaction.

Teller Operations & Cash Management:

• Accurately process deposits, withdrawals, loan payments, transfers, cashier’s checks, and other transactions.
• Balance cash drawer; assist with vault, ATM, night depository, and dual‑control responsibilities.
• Identify suspicious or fraudulent behavior and elevate appropriately.

Deposit Account Opening & Servicing — Primary Differentiator:

• Open and service consumer deposit accounts (checking, savings, money market, CDs).
• Complete account maintenance, customer information updates, and documentation reviews accurately.
• Ensure compliance with onboarding, KYC, CIP, identity verification, and policy requirements.
• Educate customers on account features, benefits, and digital access tools.

Sales, Referrals & Financial Guidance:

• Identify financial needs and recommend appropriate Nicolet products and services.
• Meet referral, service, and activity expectations aligned with branch goals.
• Refer customers to partners for consumer loans, home equity loans/lines, credit cards, business banking, and investment/wealth services.
• Maintain disciplined outreach, follow‑ups, and pipeline management.
• Contribute to the achievement of business objectives by conducting internal and external sales calls and other business development activities.

Problem Resolution & Service Recovery:

• Resolve account issues, transaction discrepancies, fee inquiries, and debit‑card concerns with professionalism.
• Use sound judgment to elevate complex issues to Personal Bankers or leadership.
• Follow Nicolet policy and applicable regulations (BSA/AML, KYC, OFAC, Reg CC, Reg E, privacy, and security).
• Maintain accurate records, documentation, and audit‑ready practices.
• Adhere to branch operations procedures and risk‑mitigation standards.

Team Collaboration & Community Engagement:

• Participate in team huddles; share observations and support branch goals.
• Represent Nicolet in community involvement and customer‑engagement activities.
• Provide informal support to Universal Banker I colleagues, helping build skill and confidence.

General:

• Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
• Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non‑job‑related classification, including a commitment to Nicolet’s policies on equal employment opportunities and non‑discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
• Performs all other duties as assigned.

Qualifications:

• High school diploma or equivalent required.
• 1–2 years of banking, customer service, or cash‑handling experience required.
• Exposure to branch sales, referrals, and basic financial‑services concepts strongly preferred.
• Customer‑service excellence with strong communication and interpersonal skills.
• Knowledge of deposit products, digital tools, branch operations, and onboarding processes.
• Ability to conduct needs‑based conversations and make confident product referrals.
• Accuracy and attention to detail in account opening and cash‑handling environments.
• Strong organizational and problem‑solving skills; ability to prioritize in a dynamic environment.
• Proficiency with banking systems, digital platforms, and Microsoft Office.
• 401(k) with a company match
• PTO &11 1/2 Paid Holidays

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.

Equal Opportunity Employer/Veterans/Disabled