Universal Banker II

First Mid; Coralville (IA); On-site; USD 35,000 - 52,000; Full time

Benefits offered by this job

Health, dental & vision

401(k) with employer match

Employee Stock Purchase Plan

Generous PTO

Tuition reimbursement

Bonuses

Job summary

First Mid Bancshares, Inc. seeks a Universal Banker to deliver personalized banking solutions, open accounts, process transactions, and support sales goals.

You will build relationships with customers, educate on digital tools, and comply with banking regulations. The role offers total rewards including health benefits, retirement plans, and generous PTO.

Qualifications

• High School Diploma or GED required.
• 2+ years in sales and goal-based environment; 1+ year in banking/consumer lending.
• Previous sales experience preferred; compliance training required.
• Knowledge of banking practices and regulations; proficient in MS Office.

Responsibilities

• Create a quality service experience by ensuring timely resolution to customer needs and overall customer satisfaction.
• Abides by company service standards, including greeting customers and making them feel welcome to First Mid Bank & Trust.
• Proficiently service customers by accepting and processing transactions with accuracy and efficiency within policy guidelines.
• Gain manager assistance with any suspicious transactions and obtain approvals for out-of-limit items.
• Maintain cash drawer and balance daily; open personal and commercial accounts; manage deposits, loans, and related services.
• Promote bank products and educate customers on digital channels; meet or exceed sales goals.
• Participate in bank promotions and may work at other First Mid Banking centers.

Skills

Sales experience

Customer service

Banking know-how

Education

High School Diploma/GED

Tools

Microsoft Office

Job description

At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.

At First Mid, we aim to make our customers feel valued, satisfied, and understood. We will achieve this by developing a personalized relationship with our customers and by asking questions to create a customized solution based on their needs and throughout their stages of life. We will create clients for life by adhering to our core values and our service standards.

Responsibilities include, but are not limited to:

• Create a quality service experience by ensuring timely resolution to customer needs and overall customer satisfaction.
• Abides by company service standards, including greeting customers and making them feel welcome to First Mid Bank & Trust
• Proficiently service customers by accepting and processing transactions with accuracy and efficiency within policy guidelines including but not limited to deposits, withdrawals, payments, check cashing, issuing cashier’s checks, and additional transactions upon request.
• Gain manager assistance with any suspicious transactions.
• Obtain management approval for transactions outside authorized limits.
• Adheres to all bank compliance, security and operational policies and procedures as well as financial loss standards.
• Maintains a cash drawer by performing daily balancing procedures and assist with daily operational branch duties.
• Independently opens personal and commercial customer account relationships displaying full knowledge of products and system.
• Opens deposit related products including but not limited to IRA, Trust, Business, POA, Estate, etc.
• Performs changes to existing accounts as requested by the customer.
• Proven ability to proficiently originate consumer loan applications independently.
• Ability to train Tellers or other Universal Bankers on sales and operational duties associated with role.
• Proactively looks for ways to improve processes that will improve the customer’s experience and communicate those ideas to branch management.
• If applicable, allows entry of safe deposit box holders.
• Maintains professional appearance and conduct within the guidelines set forth in Employee Handbook.
• Maintains customer confidentiality.
• May process consumer loan requests.
• May participate in bank promotions, external community events, and promotional activities.
• May be required to work in other First Mid Banking centers.
• Complete other specified duties as assigned.

Sales:

• Develops and maintains relationships with business partners.
• Develops and maintains strong relationships with customers.
• Educate and encourage customers to use alternate delivery systems such as ATM, Debit Card, Online, and Mobile Banking.
• Maintain product knowledge of all banking products through training courses, branch meetings, corporate communications, etc.
• Identifies growth opportunities to make referrals to appropriate business lines.
• Proven ability to consistently meet or exceed established goals for the position.

Qualifications

Education:

• High School Diploma/GED required.

Experience:

• 2+ year's experience working in a sales and goal-based environment.
• 1+ year of banking and/or consumer lending experience.
• Previous sales experience preferred.
• Successfully completes required compliance and First Mid training curriculum to be proficient in the account opening process. Advancement in this role will be based on management discretion.

Skills:

• Knowledge of banking practices and regulations.
• Proficient in usage of Microsoft Office and computer application

Total Rewards:

• Competitive health, dental & vision coverage with HSA match
• 401(k) with employer match + Employee Stock Purchase Plan
• Generous PTO, paid holidays & parental leave
• Tuition reimbursement & performance-based bonuses
• Visit our Total Rewards page to see our full list of benefits

First Mid Bancshares, Inc., is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT