Universal Banker I

Lowell Five Bank; Haverhill (MA); On-site; USD 29,000 - 32,000; Full time

Job summary

Lowell Five Bank is seeking a customer-focused, on-site Retail Banking Associate to process transactions, balance cash, and deliver outstanding service at branches across the Merrimack Valley region. You will deepen product knowledge and help customers with deposits, loans, and accounts while supporting digital banking needs.

The role emphasizes accuracy, strong communication, and the ability to work collaboratively in a team, with flexibility in schedule and location as required.

Qualifications

• High school diploma or equivalent preferred.
• Previous cash handling and customer service experience in a retail environment preferred.
• Customer focus with the ability to build and maintain relationships.
• Strong oral communication skills with the ability to be concise, clear, and consistent.
• Highly detail-oriented with excellent organizational skills.
• Ability to problem solve and provide solutions to customer issues.
• Ability to multi-task and adapt to change.
• Knowledge of Microsoft Office Suite and basic computer skills.
• Flexibility in work schedule and at times, location.
• May require the ability to occasionally lift office products and supplies weighing up to approximately 25 pounds.

Responsibilities

• Process customer transactions and payments in lobby or drive-thru; maintain confidentiality.
• Balance cash drawer and assist in vault and ATM as needed.
• Provide excellent customer service and resolve issues; escalate when appropriate.
• Educate customers about Bank products and services and meet retention goals.
• Assist in branch quality control and provide digital support to customers.
• Support training of new staff and use CRM (Salesforce) as needed.

Skills

Cash handling

Customer service

Communication

Detail-oriented

Problem solving

Multi-tasking

Flexibility

Lifting up to 25 pounds

Education

High school diploma or equivalent

Tools

Microsoft Office Suite

Job description

Job Category: Retail Banking & Advisory Services

Requisition Number: UNIVE001187

• Posted : September 21, 2026
• Full-Time
• On-site

Locations

Showing 1 location

Description

ABOUT LOWELL FIVE

With nearly $1.9 billion in assets, over 200 employees and 16 banking center locations throughout the Merrimack Valley and Southern New Hampshire, Lowell Five Bank is honored to play a vital role in the economic vitality of the region. Our employees are engaged in myriad community boards and organizations with the Bank’s support. We are proud of the longevity of our employees, and we are committed to finding new talent for our team. We offer career development and educational programs to support personal and professional growth along with a benefit package that supports each employee’s best life. For more information, please visit www.lowellfive.com .

ESSENTIAL DUTIES AND RESPONSIBILITIES

Bank Operations & Customer Experience

• Processes customer transactions and payments within the lobby or drive-thru, including but not limited to deposits, withdrawals, loan payments, check cashing, money orders, bank checks, bonds; accountable for ensuring confidential customer information is securely stored throughout the day
• Maintains necessary supplies and cash
• Balances cash drawer and transactions at end of working day
• Assists in the balancing of the main vault and ATM as needed
• Deepens knowledge of account types, products and services to advise and answer customer questions
• Ability to answer most customer inquiries independently
• May open new accounts for existing customers
• Assists in giving customers access to safe deposit boxes (in applicable branches) and adheres to respective procedures and guidelines
• Provides excellent customer service to internal and external customers; resolves any problems or complaints in a timely manner and escalates to branch management as appropriate
• Assists with branch quality control and scanning
• Provides digital technical support for customers

Business Development

• Educates customers about Bank products and services to meet their needs; recognizes referral or sale opportunities and initiates introductions to appropriate team members
• Meets individual goals for customer retention, and deposit relationship growth efforts
• Utilizes the branch team’s usage of CRM (Salesforce) as requested

Professional Development

• Strives to maintain an inclusive team environment
• Learns and maintains knowledge of Bank products and services
• Assists in the training of new staff as appropriate

Please note this job description is not designed to cover a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change over time.

REQUIREMENTS

• High school diploma or equivalent preferred
• Previous cash handling and customer service experience in a retail environment preferred
• Customer focus with the ability to build and maintain relationships
• Strong oral communication skills with the ability to be concise, clear, and consistent
• Highly detail-oriented with excellent organizational skills
• Ability to problem solve and provide solutions to customer issues
• Ability to multi-task and adapt to change
• Knowledge of Microsoft Office Suite and basic computer skills
• Flexibility in work schedule and at times, location
• May require the ability to occasionally lift office products and supplies weighing up to approximately 25 pounds

SALARY RANGE

The hourly range for this position is $21-23 per hour. This range reflects the Bank’s good faith estimate for this role at the time of posting. The Bank may ultimately pay more or less than the posted range, and the range may be modified in the future. Actual compensation will be determined based on factors, such as but not limited to, relevant education, experience, and skills.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.